236 Cross St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 236 Cross St, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,548 sqft · built 1952
Lot Size	0.184 acres (8,036 sqft)
Owner	2 Trust Names on File
Tax Bill	$19,659 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:44 P:000048 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:44 P:000048 S`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,548 sqft Living Area
1st Floor Area	1,039 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Combination
Construction Type	Frame
Lot Area	8,036 sqft (0.184 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	236 CROSS ST
City	BELMONT
State	MA
Zip	02478-4238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	4
Census Block	4010
Census Tract	357100

Owner

236 Cross St is owner-occupied and held in a trust since October 2014.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	236 CROSS ST, BELMONT, MA 02478-4238
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 26, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2014
Deed Sale	Oct 21, 2014
Prior Sale	Jul 29, 1994 · Amount on File
Deed Document Number	20141683511
Deed Book / Page	1405 / 48
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	236 CROSS ST, BELMONT, MA 02478-4238
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001854868
Date	Oct 1, 2020
Instrument	1854868

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jan 26, 2021
Property Address	236 CROSS ST, BELMONT, MA 02478-4238
Document Number	0001868058
Instrument Date	Dec 14, 2020
Instrument	1868058
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 CROSS ST, BELMONT, MA 02478-4238

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Aug 31, 2020
Property Address	236 CROSS ST, BELMONT, MA 02478-4238
Document Number	0001851832
Instrument Date	Aug 29, 2020
Instrument	1851832
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 CROSS ST BELMONT MA 024784238, BELMONT, MA 02478-4238

Tax Assessment & Valuation

The 2025 property tax bill for 236 Cross St was $19,659.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,659.00	$1,726,000 Land $635,000 Building $1,091,000	$1,578,330 (+3.37%)
2024			$1,526,935
2023	$17,231.00	$1,533,000 Land $747,000 Building $786,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 236 Cross St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 236 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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