Madison County property record for 236 Clay Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,392 sqft |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,000 (Sep 1992) |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0039-0000-0031-BA |
| Primary APN | 0039-0000-0031-BA |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,392 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Basement |
| Account Number | 75700 |
|---|---|
| Street Address | 236 CLAY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 9A (2.00 ACRES) |
| Legal Tract | 9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10103 |
236 Clay Ln is owned and occupied by two individuals who bought it in September 1992.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 236 CLAY LN, RICHMOND, KY 40475-9106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 1992 · Amount on File |
| Deed Sale | Sep 22, 1992 · Amount on File |
| Deed Document Number | 0000427783 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 236 CLAY LN, RICHMOND, KY 40475-9106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | M1721/536 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | M1721/536 |
| Instrument | 952518 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Dec 11, 2021 |
The 2025 property tax bill for 236 Clay Ln was $1,546 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,546.00 Additional exemption filed | $164,000 | $164,000 |
| 2023 | $1,590.00 | $164,000 | $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 236 Clay Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 236 Clay Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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