Miami County property record for 236 Chapel Ct, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,492 sqft · built 2023 |
| Lot Size | 0.36 acres (15,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $373,560 (Apr 2023) |
| Tax Bill | $4,856 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-107036 |
| Primary APN | D08-107036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,492 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| Upper Floors Area | 1,366 sqft |
| Basement Area | 1,126 sqft |
| Finished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 15,725 sqft (0.36 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 236 CHAPEL CT |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 11452 THE RESERVE AT WASHINGTON SEC 2 |
| Legal Lot Number | 11452 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
236 Chapel Ct is owned and occupied by an individual who bought it in April 2023.
Source: Miami County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 236 CHAPEL CT, TROY, OH 45373-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 26, 2023 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jan 11, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on File |
| Deed Sale | Apr 26, 2023 · Amount on File |
| Prior Sale | Jan 11, 2023 · Amount on File |
| Deed Document Number | 703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 15, 2026 |
| Property Address | 236 CHAPEL CT, TROY, OH 45373-4655 |
| Document Number | 0000008748 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20268748 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 236 CHAPEL CT, TROY, OH 45373-4655 |
| Document Number | 0000008748, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20268748 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 26, 2023 |
| Property Address | 236 CHAPEL CT, TROY, OH 45373-4655 |
| Document Number | 0000004341 |
| Map Reference | MB 29 PG 22,22A&22B |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023OR-04341 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 236 CHAPEL CT, TROY, OH 45373-4655 |
| Document Number | 0000004342 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023OR-04342 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 11, 2023 |
| Property Address | 236 CHAPEL CT, TROY, OH 45373-4655 |
| Document Number | 0000000348 |
| Map Reference | MB 29 PG 22,22A&22B |
| Instrument Date | Jan 4, 2023 |
| Instrument | 2023OR-00348 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 236 Chapel Ct was $4,856 with a homeowner's exemption, up 4.8% from the year before.
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,856.00 (+4.84%) Homeowner's exemption | $141,090 (+14.85%) Land $27,300 Building $113,790 | $403,100 Land $78,000 Building $325,100 |
| 2024 | $4,632.00 (+499.22%) Homeowner's exemption | $122,850 (+499.85%) Land $22,750 Building $100,100 | |
| 2023 | $773.00 (+930.67%) | $20,480 (+798.25%) Land $20,480 | $351,000 (+5,3%) Land $65,000 Building $286,000 |
| 2022 | $75.00 | $2,280 Land $2,280 | $6,500 Land $6,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 236 Chapel Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 236 Chapel Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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