Richland County property record for 236 Belle Ridge Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,348 sqft · built 2006 |
| Lot Size | 0.288 acres (12,566 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $379,000 (Jul 2022) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25816-06-05 |
| Primary APN | 25816-06-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,348 sqft Heated Area |
| Gross Area | 3,466 sqft |
| 1st Floor Area | 2,048 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,566 sqft (0.288 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 568 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01855415 |
|---|---|
| Street Address | 236 BELLE RIDGE RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | LOT 5 70X149.9X70X150 #SU OLDE FIELD GREENHILL PARISH PH 2 |
| Legal Subdivision | OLDE FIELD @ GREENHILL PARISH |
| Legal Lot Number | 5,70 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 236 BELLE RIDGE RD, ELGIN, SC 29045-8241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 26, 2022 | Special Master Deed, Transfer · Stand-Alone First Mortgage COASTAL CAROLINA NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Apr 26, 2022 · Amount on Record |
| Deed Document Number | 202240444 |
| Deed Book / Page | 2762 / 3192 |
| Prior Transfer Date | Aug 2, 2006 |
| Prior Transfer Doc | 0012130892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 236 BELLE RIDGE RD, ELGIN, SC 29045-8241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027623197 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 2762/3197 |
| Instrument | 2022040445 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | DIAZ, AR 72043 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Special Master Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 26, 2022 |
| Property Address | 236 BELLE RIDGE RD, ELGIN, SC 29045-8241 |
| Document Number | 0027382793 |
| Book / Page | 2738 / 2793 |
| Map Reference | MB 1251 PG 912 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022023999 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.30 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7238, NORTH AUGUSTA, SC 29861-7238 |
| Investor | Possibly a Property Investor |
| Document Number | 2022024000 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 2022024000 |
| Name | COASTAL CAROLINA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 | $387,700 (-) Land $32,800 Building $354,900 | |
| 2024 | $387,700 (+51.74%) Land $32,800 Building $354,900 | ||
| 2021 | $323.00 | $10,220 Land $1,008 Building $9,212 | $255,500 Land $25,200 Building $230,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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