236 Adams Rd, Oakham, MA 01068 Property Records

Worcester County and Oakham Town property record for 236 Adams Rd, Oakham, MA 01068

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 907 sqft · built 1982
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2018)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Apr 2021 Refinance Sep 2018 Sale & Mortgage
APN	`2224060000000470`

Property Details

APN / Parcel Number

Primary APN	`2224060000000470`
Alternative APN	`OAKH M:4060 B:0000 L:00470`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	907 sqft Living Area
Gross Area	1,534 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2224060000000470
Street Address	236 ADAMS RD
City	OAKHAM
State	MA
Zip	01068-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	470
Jurisdiction	OAKHAM MA
Township / Civil Division	OAKHAM
Census Block Group	1
Census Block	1024
Census Tract	721101

Owner

Source: Worcester County and Oakham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	236 ADAMS RD, OAKHAM, MA 01068-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Sep 4, 2018	Quit Claim Deed, Transfer FINANCE AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Dec 21, 2012 · Amount on Record
Deed Book / Page	59354 / 120
Transfer Doc	059354-120
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	236 ADAMS RD, OAKHAM, MA 01068-9701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065055-200
Date	Apr 30, 2021
Book Page	65055/200
Instrument	59502

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKHAM MA
Recording Date	Sep 4, 2018
Property Address	236 ADAMS RD, OAKHAM, MA 01068-9701
Document Number	59354-120
Book / Page	059354 / 000120
Instrument Date	Aug 23, 2018
Instrument	93083
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$866.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 ADAMS RD OAKHAM MA 010689701, OAKHAM, MA 01068-9701

Mortgage

Document Number	59354-123
Date	Sep 4, 2018
Book Page	059354/000123
Instrument	93084

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oakham Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00 (+6.12%)	$268,900 (+1.78%) Land $122,500 Building $146,400	$326,705 (+3.34%)
2024	$2,927.00 (+6.13%)	$264,200 (+10.82%) Land $120,100 Building $144,100	$316,160
2023	$2,758.00	$238,400 Land $105,400 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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