Cape May County and Avalon Borough property record for 236 32nd St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1998 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,767 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00032-04-00050-236 |
| Primary APN | 01-00032-04-00050-236 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Account Number | PLAN |
|---|---|
| Street Address | 236 32ND ST |
| City | AVALON |
| State | NJ |
| Zip | 08202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | ADDITIONAL LOTS: 234-236 32ND ST COND |
| Legal Block | 32.4 |
| Legal Lot Number | 50 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 20902 |
Source: Cape May County and Avalon Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 GALLAGHER RD, WAYNE, PA 19087-2911 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit FRANKLIN MINT FEDERAL CREDIT UNION |
| Feb 19, 2021 | Deed of Trust, Mortgage GUARANTEED RATE |
| Jan 28, 2020 | Deed of Trust, Mortgage CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 236 32ND ST, AVALON, NJ 08202 |
| Document Number | 0000105107 |
| Book / Page | 6936 / 957 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 2026105107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 236 32ND ST, AVALON, NJ 08202 |
| Document Number | 0000105107, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 6936/957 |
| Instrument | 2026105107 |
| Name | FRANKLIN MINT FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 236 32ND ST, AVALON, NJ 08202 |
| Document Number | 0063430403 |
| Instrument Date | Feb 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 236 32ND ST AVALON NJ 08202, AVALON, NJ 08202 |
| Document Number | 0063430403 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 006343/000403 |
| Instrument | 10560 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 236 32ND ST, AVALON, NJ 08202 |
| Document Number | 0061540228 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | AMERICAN LEGAL ABSTRACT LLC, AMERICAN LEGAL ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 236 32ND ST AVALON NJ 08202, AVALON, NJ 08202 |
| Document Number | 0061540228 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 006154/000228 |
| Instrument | 4033 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 5, 2035 |
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $776,400 (-) Land $600,000 Building $176,400 | $776,400 (-) Land $600,000 Building $176,400 | |
| 2025 | $776,400 (-) Land $600,000 Building $176,400 | $776,400 (-) Land $600,000 Building $176,400 | |
| 2024 | $4,767.00 (+8.12%) | ||
| 2023 | $776,400 Land $600,000 Building $176,400 | $776,400 Land $600,000 Building $176,400 | |
| 2022 | $4,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 981 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,603 units insured incl. 622 condo units |
| Nearby Flood Claims | 547 (1979–2024) |
| Claims Outside the SFHA | 15 of 547 |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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