236 2nd St SE, Saint Michael, MN 55376 Property Records

Wright County property record for 236 2nd St SE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,878 sqft · built 2021
Lot Size	0.399 acres (17,413 sqft)
Owner	2 Trust Names on File
Last Sale	$560,000 (Jul 2025)
Tax Bill	$6,648 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`114-383-001100`

Property Details

APN / Parcel Number

Primary APN	`114-383-001100`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,878 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Roof Type	Gable
Lot Area	17,413 sqft (0.399 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	236 2ND ST SE
City	SAINT MICHAEL
State	MN
Zip	55376-7528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-120 RANGE-024 CREEKSIDE WEST LOT-010 BLOCK-001
Legal Range	024
Legal Township	120
Legal Section	13
Legal Subdivision	CREEKSIDE WEST
Legal Block	1
Legal Lot Number	10
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4015
Census Tract	100805

Owner

236 2nd St SE is owner-occupied and held in a trust since July 2025.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	236 2ND ST SE, SAINT MICHAEL, MN 55376-7528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Oct 28, 2021	Warranty Deed, Transfer · Construction Mortgage AMERICAN LAND & CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	202538198
Prior Transfer Date	Nov 13, 2024
Prior Transfer Doc	0001565217
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 18, 2022
Property Address	236 2ND ST SE, SAINT MICHAEL, MN 55376-7528
Document Number	0000T36085
Instrument Date	May 10, 2022
Instrument	T36085
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	236 2ND ST SE, SAINT MICHAEL, MN 55376-7528

Mortgage

Document Number	0000T36086
Date	May 18, 2022
Instrument	T36086

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 28, 2021
Property Address	236 2ND ST SE, SAINT MICHAEL, MN 55376-7528
Document Number	0000035597
Instrument Date	Oct 27, 2021
Instrument	35597
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	EXECUTIVE TITLE NORTHWEST

Transaction

Amount	Amount on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20401 COUNTY ROAD 81 STE 100, 100, OTSEGO, MN 55374-4660
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035598
Date	Oct 28, 2021
Instrument	35598

Lender

Name	AMERICAN LAND & CAPITAL LLC
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 236 2nd St SE was $6,648.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,648.00	$544,700 (-1.38%) Land $175,000 Building $369,700	$544,700 (-1.38%) Land $175,000 Building $369,700
2025		$552,300 Land $175,000 Building $377,300	$552,300 Land $175,000 Building $377,300
2023	$1,764.00 (+782%)	$557,800 Land $173,900 Building $383,900	$557,800 Land $173,900 Building $383,900
2022	$200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 236 2nd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 236 2nd St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, T-Mobile, Verizon.

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