McHenry County property record for 235Y 2nd St SW, Towner, ND 58788
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.34 acres (101,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,900 (Nov 2015) |
| Tax Bill | $629 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 33000006681002 |
| Primary APN | 33000006681002 |
|---|
| Lot Area | 101,930 sqft (2.34 acres) |
|---|
| Street Address | 235Y 2ND ST SW |
|---|---|
| City | TOWNER |
| State | ND |
| Zip | 58788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 156 SCT: 25 RNG: 078 SUB: 0033-0000 LOT: 1 OUTLOT 1 IN SE1/4 SEC 25-156-78 |
| Legal Lot Number | 1 |
| Jurisdiction | MCHENRY ND |
| Township / Civil Division | RIGA |
| Census Block Group | 2 |
| Census Block | 2432 |
| Census Tract | 955600 |
235Y 2nd St SW is owned by two individuals who bought it in November 2015.
Source: McHenry County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 HIGHWAY 2 W, TOWNER, ND 58788-8950 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2015 · Amount on File |
| Deed Sale | Nov 25, 2015 · Amount on File |
| Prior Sale | Jul 9, 2013 · Amount on File |
| Deed Document Number | 2015318732 |
| Prior Transfer Date | Jul 1, 2013 |
| Prior Transfer Doc | 0000313657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY ND |
| Property Address | 235Y 2ND ST SW, TOWNER, ND 58788-7734 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2023 |
| Title Company | MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000328163 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 328163 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 235Y 2nd St SW was $629.
Source: McHenry County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McHenry County |
| County Subdivision | Riga Township |
| Unified School District | TGU Public School District 60 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,750 (-) Land $5,000 Building $123,750 | $257,500 (-) Land $10,000 Building $247,500 | |
| 2025 | $629.00 | $128,750 Land $5,000 Building $123,750 | $257,500 Land $10,000 Building $247,500 |
| 2023 | $2,230.00 | $128,750 Land $5,000 Building $123,750 | $257,500 Land $10,000 Building $247,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 235Y 2nd St SW in Zone D, where flood risk has not been studied, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–2001) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Aug 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 235Y 2nd St SW is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 67% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PRAIRIE RWD-SYSTEM 1&2 private · serves 7,748 people · EPA ID ND5101125 |
|---|---|
| Water Source | Purchased groundwater from NORTHWESTERN AREA WATER SUPPLY |
| Last State Inspection | Jun 2023 |
| Also Mapped Here | NORTH PRAIRIE RWD-SYSTEM III, NORTH PRAIRIE RWD SYSTEM IV |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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