23591 Baseline Rd, Otsego, MI 49078 Property Records

Van Buren County property record for 23591 Baseline Rd, Otsego, MI 49078

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,288 sqft · built 2003
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Tax Bill	$1,326 (2020)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`80-15-001-021-25`

Property Details

APN / Parcel Number

Primary APN	`80-15-001-021-25`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile/Manufactured
Lot Area	95,832 sqft (2.2 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	23591 BASELINE RD
City	OTSEGO
State	MI
Zip	49078-9667
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CALL
Legal Description	13-D 1-1-13 876-750,749 895-642 1389-104 1554-159/60 1555-132 1552-751 1653-940 1676-764 * BEG 80 RODS W OF NE COR OF NW FR
Jurisdiction	VAN BUREN MI
Township / Civil Division	PINE GROVE
Census Block Group	2
Census Block	2001
Census Tract	10102

Owner

Source: Van Buren County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23591 BASELINE RD, OTSEGO, MI 49078-9667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION COMMUNITY CREDIT UNION
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit MICHIGAN ONE COMMUNITY CU
Sep 2, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Nov 27, 2018	Quit Claim Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC
Jun 9, 2017	Warranty Deed, Transfer · VA Mortgage SUMMIT HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2018
Deed Sale	Nov 27, 2018
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Book / Page	1676 / 764
Prior Transfer Date	Nov 21, 2018
Prior Transfer Doc	01676/0764
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Recording Date	Jul 7, 2026
Property Address	23591 BASELINE RD, OTSEGO, MI 49078-9667
Document Number	0003476878
Book / Page	1795 / 537
Instrument Date	Jun 25, 2026
Instrument	20263476878
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23591 BASELINE RD, OTSEGO, MI 49078-9667

Mortgage

Document Number	0003476878,
Date	Jul 7, 2026
Book Page	1795/537
Instrument	20263476878

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Jun 25, 2038

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	23591 BASELINE RD, OTSEGO, MI 49078-9667
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001705/82
Date	Aug 24, 2020
Book Page	1705/82

Lender

Name	MICHIGAN ONE COMMUNITY CU
Type	Credit Union
Address	IONIA, MI 48846

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	23591 BASELINE RD, OTSEGO, MI 49078-9667
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	MTG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23591 BASELINE RD, OTSEGO, MI 49078-9667

Mortgage

Document Number	001725/211
Date	Sep 2, 2021
Book Page	1725/211

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN BUREN MI
Recording Date	Nov 27, 2018
Property Address	23591 BASELINE RD, OTSEGO, MI 49078-9667
Document Number	01676/0764
Book / Page	1676 / 0764
Instrument Date	Nov 21, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23591 BASELINE RD, 23591, OTSEGO, MI 49078-9667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23591 BASELINE RD, OTSEGO, MI 49078-9667

Mortgage

Document Number	0001676765
Date	Nov 27, 2018
Instrument	1676/765

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jun 9, 2017
Property Address	23591 BASELINE RD, OTSEGO, MI 49078-9667
Document Number	01653/0940
Book / Page	1653 / 0940
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37715 FM 149 RD, 37715, MAGNOLIA, TX 77354-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23591 BASELINE RD, OTSEGO, MI 49078-9667

Mortgage

Document Number	0016530941
Date	Jun 9, 2017
Instrument	1653/0941

Lender

Name	SUMMIT HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Pine Grove Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,700 (+20.48%)	$249,400 (+20.48%)
2025		$103,500 (+6.37%)	$207,000 (+6.37%)
2023		$97,300	$194,600
2020	$1,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Bloomingdale Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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