2359 el Monte Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 2359 el Monte Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,528 sqft · built 1994
Lot Size	0.134 acres (5,830 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Feb 2018)
Tax Bill	$6,746 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-210-031-5`

Property Details

APN / Parcel Number

Primary APN	`041-210-031-5`
Alternative APN	`041-210-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
1st Floor Area	762 sqft
2nd Floor Area	766 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Lot Area	5,830 sqft (0.134 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2359 EL MONTE DR
City	OAKLEY
State	CA
Zip	94561-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	T7704 L31
Legal Subdivision	SUBDIVISION 7704
Legal Tract	7704
Legal Lot Number	31
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	302013

Owner

2359 el Monte Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2359 EL MONTE DR, OAKLEY, CA 94561-4145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Loan Modification, Mortgage · FHA Mortgage PARAMOUNT RESID'L MTG
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 15, 2018	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Prior Sale	May 21, 2008 · Amount on File
Deed Document Number	201824207
Prior Transfer Date	Mar 9, 2005
Prior Transfer Doc	0000099442
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	2359 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000024403
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2359 EL MONTE DR OAKLEY CA 945614145, OAKLEY, CA 94561-4145

Mortgage

Document Number	0000024403
Date	Feb 7, 2020
Instrument	24403

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2359 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000009368
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2359 EL MONTE DR OAKLEY CA 945614145, OAKLEY, CA 94561-4145

Mortgage

Document Number	0000009368
Date	Jan 16, 2020
Instrument	9368

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 15, 2018
Property Address	2359 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000024207
Map Reference	MB 369 PG 5
Instrument Date	Feb 9, 2018
Instrument	2018-024207
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2359 EL MONTE DR, OAKLEY, CA 94561-4145

Mortgage

Document Number	0000024208
Date	Feb 15, 2018
Instrument	2018-024208

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000024210
Date	Feb 15, 2018
Instrument	2018-024210

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2359 el Monte Dr was $6,746.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$493,242 (+2%) Land $198,458 Building $294,784
2025	$6,746.00	$483,571 Land $194,567 Building $289,004
2023	$6,436.00 (+1.61%)	$464,795 Land $187,012 Building $277,783
2022	$6,334.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2359 el Monte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2359 el Monte Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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