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2359 Cedar Ave, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 2359 Cedar Ave, White Bear Lake, MN 55110

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,516 sqft · built 1959
Lot Size0.278 acres (12,110 sqft)
Owner2 Individual Names on File
Last Sale$344,900 (Mar 2019)
Tax Bill$4,688 (2023)
Deeds & MortgagesSep 2022 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-22-23-0088

Property Details

APN / Parcel Number

Primary APN25-30-22-23-0088

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,516 sqft Living Area
1st Floor Area1,716 sqft
Basement Area800 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area12,110 sqft (0.278 acres)
Lot Dimensions135 ft deep x 90 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2359 CEDAR AVE
CityWHITE BEAR LAKE
StateMN
Zip55110-4430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionLAKEAIRES NO. 4 LOT 28 BLK 14
Legal Range22
Legal Township30
Legal Section25
Legal Quarter2
Quarter-Quarter Section3
Legal SubdivisionLAKEAIRES NO 4
Legal Block14
Legal Lot Number28
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group2
Census Block2016
Census Tract40302

Owner

Source: Ramsey County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2359 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
FRANDSEN BANK & TRUST
Mar 29, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2019 · Amount on Record
Deed SaleMar 29, 2019 · Amount on Record
Prior SaleJun 12, 2013 · Amount on Record
Deed Document NumberA04751283
Record UpdatedJun 7, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2359 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4430
Transaction TypeMortgage
Record UpdatedOct 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04965409
DateSep 28, 2022
InstrumentA04965409
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressELY, MN 55731
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueOct 25, 2027

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateMar 29, 2019
Property Address2359 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4430
Document Number0004751283
Instrument DateMar 22, 2019
Instrument4751283
Transaction TypeTransfer
Record UpdatedApr 9, 2019
Title CompanyPILLAR TITLE SERVICES, PILLAR TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,172.66
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2359 CEDAR AVE ST PAUL MN 551104430, ST PAUL, MN 55110-4430

Mortgage

Document Number4751284
DateMar 29, 2019
Instrument4751284
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 28, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,688.00 Homeowner's exemption$365,300 Land $86,300 Building $279,000$365,300 Land $86,300 Building $279,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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