2359 Anchor Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 2359 Anchor Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,951 sqft · built 1988
Lot Size	0.331 acres (14,396 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jan 2021)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0539-0200`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0539-0200`
Alternative APNs	`00489901` `489901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,951 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	1,951 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,396 sqft (0.331 acres)
Lot Dimensions	125 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	2,040 sqft
Deck Area	140 sqft
Patio Area	482 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00489901
Street Address	2359 ANCHOR AVE
City	SPRING HILL
State	FL
Zip	34608-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 539 LOT 20
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	539
Legal Lot Number	20
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1020
Census Tract	41106

Owner

2359 Anchor Ave is owned and occupied by an individual who bought it in January 2021.

Source: Hernando County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2359 ANCHOR AVE, SPRING HILL, FL 34608-4813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Sep 28, 2020	Warranty Deed, Construction Loan · Conventional Mortgage BOYD LN FNDG I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Document Number	20211257
Deed Book / Page	3936 / 583
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 7, 2021
Property Address	2359 ANCHOR AVE, SPRING HILL, FL 34608-4813
Document Number	0039360583
Book / Page	3936 / 583
Map Reference	MB 8 PG 38-53
Instrument Date	Dec 22, 2020
Instrument	2021001257
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TITLE US LLC, TITLE USA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11463 LINDEN DR, 11463, SPRING HILL, FL 34608-5141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2359 ANCHOR AVE, SPRING HILL, FL 34608-4813

Mortgage

Document Number	3936584
Date	Jan 7, 2021
Instrument	3936/584

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 28, 2020
Property Address	2359 ANCHOR AVE, SPRING HILL, FL 34608-4813
Document Number	0038920848
Book / Page	003892 / 000848
Instrument Date	Sep 24, 2020
Instrument	59578
Transaction Type	Construction Loan
Record Updated	Oct 23, 2020
Title Company	NONA TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11463 LINDEN DR SPRING HILL FL 346085141, SPRING HILL, FL 34608-5141

Mortgage

Document Number	38920850
Date	Sep 28, 2020
Book Page	003892/000850
Instrument	59579

Lender

Name	BOYD LN FNDG I LLC
Address	WINTER PARK, FL 32789

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2359 Anchor Ave was $4,472 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,472.00 Homeowner's exemption	$304,256	$310,141 Land $54,417 Building $255,724
2023		$287,069 (+3%) Land $49,166 Building $237,903
2022	$3,758.00 Homeowner's exemption	$278,708 Land $30,520 Building $248,188	$293,676 Land $37,574 Building $256,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2359 Anchor Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2359 Anchor Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Tillman Fiber, Verizon.

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