2358 Flora St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 2358 Flora St, Cincinnati, OH 45219

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,732 sqft · built 1907
Lot Size	0.048 acres (2,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Jan 1996)
Tax Bill	$3,980 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-0001-0310-00`

Property Details

APN / Parcel Number

Primary APN	`100-0001-0310-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,732 sqft Finished Area
1st Floor Area	832 sqft
2nd Floor Area	616 sqft
Attic	Attic
Attic Area	284 sqft
Basement Area	832 sqft
Family Room	Family Room

Exterior

Year Built	Built 1907
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,134 sqft (0.048 acres)
Lot Dimensions	85 ft deep x 25 ft wide
Porch	Porch
Porch Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2358 FLORA ST
City	CINCINNATI
State	OH
Zip	45219-1222
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2358 FLORA ST 25 X 85.44 PT LOTS 24-25 MOHAWK LANDCO BLK F WADES
Legal Subdivision	MOHAWK LAND CO
Legal Block	F
Legal Lot Number	24-25 25
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	2600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2347 STRATFORD AVE, CINCINNATI, OH 45219-1213
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 1996 · Amount on Record
Deed Sale	Jan 9, 1996 · Amount on Record
Deed Document Number	771118
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2358 FLORA ST, CINCINNATI, OH 45219-1222
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035237
Date	May 8, 2019
Book Page	13913/01088
Instrument	2019-0035237

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,980.00 (+0.15%)	$60,830 (-) Land $13,230 Building $47,600
2024	$3,974.00 (-0.18%)	$60,830 (-) Land $13,230 Building $47,600
2023	$3,981.00 (+27.27%)	$60,830 (+42.82%) Land $13,230 Building $47,600	$173,800 (+42.82%) Land $37,800 Building $136,000
2022	$3,128.00	$42,592 Land $5,026 Building $37,566
2020			$121,690 Land $14,360 Building $107,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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