2357 Hematite Rd, Palmyra, TN 37142 Property Records

Montgomery County property record for 2357 Hematite Rd, Palmyra, TN 37142

Property Summary

Property Type	Single Family Home
Details	4 bd · 5,162 sqft · built 2016
Lot Size	21.7 acres (948,301 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jan 2025)
Tax Bill	$5,590 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99 20.02`

Property Details

APN / Parcel Number

Primary APN	`99 20.02`
Alternative APNs	`099 02002 000` `61941`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	5,162 sqft Living Area
Gross Area	8,112 sqft
1st Floor Area	2,893 sqft
Basement Area	2,269 sqft
Finished Basement	2,269 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	948,301 sqft (21.7 acres)
Garage Type	Attached
Garage Area	670 sqft
Driveway	Driveway
Driveway Area	4,158 sqft
Porch	Slab
Porch Area	417 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2357 HEMATITE RD
City	PALMYRA
State	TN
Zip	37142-0600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PCL IS REMAINDER OF 114-15 AFTER V1083-1432 T-06 AC PLANIMETERED AFTER V1083-1432 T-06 AC FROM SURVEY-TRACT 2 T-07; QC
Jurisdiction	MONTGOMERY TN
Township / Civil Division	6
Census Block Group	1
Census Block	1005
Census Tract	101600

Owner

2357 Hematite Rd is owned and occupied by two individuals who bought it in January 2025.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2357 HEMATITE RD, PALMYRA, TN 37142-0600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit F & M BANK
Jan 14, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Nov 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on File
Deed Sale	Jan 14, 2025 · Amount on File
Prior Sale	May 5, 2014 · Amount on File
Deed Document Number	20251486793
Deed Book / Page	2423 / 365
Prior Transfer Date	Oct 28, 2022
Prior Transfer Doc	02261/2499
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2357 HEMATITE RD, PALMYRA, TN 37142-0600
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2357 HEMATITE RD, PALMYRA, TN 37142-0600

Mortgage

Document Number	02249/2426
Date	Sep 7, 2022
Book Page	2249/2426
Instrument	1396351

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 14, 2025
Property Address	2357 HEMATITE RD, PALMYRA, TN 37142-0600
Document Number	002423/365
Book / Page	2423 / 365
Instrument Date	Jan 13, 2025
Instrument	1486793
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2357 HEMATITE RD, PALMYRA, TN 37142-0600

Mortgage

Document Number	0001486794
Date	Jan 14, 2025
Instrument	1486794

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TN
Recording Date	Nov 1, 2022
Property Address	2357 HEMATITE RD, PALMYRA, TN 37142-0600
Document Number	02261/2499
Book / Page	2261 / 2499
Instrument Date	Oct 28, 2022
Instrument	1403004
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2357 HEMATITE RD, PALMYRA, TN 37142-0600

Tax Assessment & Valuation

The 2025 property tax bill for 2357 Hematite Rd was $5,590.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,590.00	$260,313 (-2.21%)	$1,041,251 (-2.21%) Land $262,300 Building $778,951
2024	$5,590.00 (+1.88%)	$266,188 (+62.96%)	$1,064,751 Land $262,300 Building $802,451
2023	$5,487.00 (+12.35%)	$163,349 (-)
2022	$4,884.00	$163,349	$653,397 Land $55,997 Building $597,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2357 Hematite Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2005–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2357 Hematite Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

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