2357 Flat Shoals Rd, Germanton, NC 27019 Property Records

Stokes County property record for 2357 Flat Shoals Rd, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,698 sqft · built 1990
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Tax Bill	$1,435 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`692503111394`

Property Details

APN / Parcel Number

Primary APN	`692503111394`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,698 sqft Heated Area
1st Floor Area	849 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Porch	Slab
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2357 FLAT SHOALS RD
City	GERMANTON
State	NC
Zip	27019-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Jurisdiction	STOKES NC
Township / Civil Division	YADKIN
Census Block Group	3
Census Block	3071
Census Tract	70200

Owner

Source: Stokes County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2357 FLAT SHOALS RD, GERMANTON, NC 27019-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 13, 2023
Transfer Doc	00762/1947
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STOKES NC
Recording Date	Apr 17, 2023
Property Address	2357 FLAT SHOALS RD, GERMANTON, NC 27019-8915
Document Number	00762/1947
Book / Page	762 / 1947
Instrument Date	Apr 13, 2023
Instrument	1717
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2357 FLAT SHOALS RD, GERMANTON, NC 27019-8915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2357 FLAT SHOALS RD, GERMANTON, NC 27019-8915
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001718
Date	Apr 17, 2023
Instrument	1718

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	2357 FLAT SHOALS RD, GERMANTON, NC 27019-8915
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	729/1903
Date	Feb 3, 2021
Book Page	729/1903
Instrument	564

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,435.00	$200,800 (-) Land $36,100 Building $164,700	$200,800 (-) Land $36,100 Building $164,700
2025	$1,435.00 (+30.57%)	$200,800 (+35.13%) Land $36,100 Building $164,700	$200,800 (+35.13%) Land $36,100 Building $164,700
2023	$1,099.00	$148,600 (-) Land $26,300 Building $122,300	$148,600 (-) Land $26,300 Building $122,300
2022	$1,099.00	$148,600 Land $26,300 Building $122,300	$148,600 Land $26,300 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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