St. Mary's County property record for 23565 Mount Chance Ct, Clements, MD 20624 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,017 sqft · built 1993 |
| Lot Size | 4.63 acres (201,683 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,900 (Dec 2024) |
| Tax Bill | $5,193 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-036574 |
| Primary APN | 07-036574 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,017 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 201,683 sqft (4.63 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 036574 |
|---|---|
| Street Address | 23565 MOUNT CHANCE CT |
| City | CLEMENTS |
| State | MD |
| Zip | 20624-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 SECTION 3 PLAT 30/92 MOUNT CHANCE |
| Legal Subdivision | MOUNT CHANCE |
| Legal Lot Number | 8 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 875300 |
Source: St. Mary's County records · APN 07-036574
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23565 MOUNT CHANCE CT, CLEMENTS, MD 20624-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2024 · Amount on Record |
| Deed Sale | Dec 09, 2024 · Amount on Record |
| Prior Sale | Feb 05, 1990 · Amount on Record |
| Deed Book / Page | 6620 / 90 |
| Prior Transfer Date | Jun 27, 2008 |
| Prior Transfer Doc | 0031850433 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501,000 (+6.6%) | $532,000 (-) Land $123,100 Building $408,900 | |
| 2025 | $5,193.00 (+20.29%) Homeowner's exemption | $470,000 (+13.57%) | $532,000 (+21.18%) Land $123,100 Building $408,900 |
| 2023 | $4,317.00 Homeowner's exemption | $413,833 | $439,000 Land $123,100 Building $315,900 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2007, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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