23560 Middle Camp Rd, Twain Harte, CA 95383 Property Records

Tuolumne County property record for 23560 Middle Camp Rd, Twain Harte, CA 95383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,632 sqft · built 1986
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (May 2020)
Tax Bill	$4,422 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-290-006-000`

Property Details

APN / Parcel Number

Primary APN	`040-290-006-000`
Alternative APNs	`040-290-006` `0402900600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	3,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	98,446 sqft
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Solar

Location & Zoning

Old Parcel Number	040-290-006
Street Address	23560 MIDDLE CAMP RD
City	TWAIN HARTE
State	CA
Zip	95383-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-2,MX
Legal Description	PAR 3 PM 18-100 POR SEC 8 T2N R16E 2.26AC
Legal Range	16E
Legal Township	02N
Legal Section	08
Legal Subdivision	PINEWOOD LANE
Jurisdiction	TUOLUMNE CA
Township / Civil Division	TWAIN HARTE-TUOLUMNE CITY
Census Block Group	1
Census Block	1000
Census Tract	3101

Owner

Source: Tuolumne County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23560 MIDDLE CAMP RD, TWAIN HARTE, CA 95383-9720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
May 28, 2020	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Nov 8, 2016 · Amount on Record
Deed Document Number	20205808
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	23560 MIDDLE CAMP RD, TWAIN HARTE, CA 95383-9720
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23560 MIDDLE CAMP RD, TWAIN HARTE, CA 95383-9720

Mortgage

Document Number	0000000374
Date	Jan 18, 2023
Instrument	2023000374

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	23560 MIDDLE CAMP RD, TWAIN HARTE, CA 95383-9720
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002287
Date	Feb 10, 2021
Instrument	2021002287

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUOLUMNE CA
Recording Date	May 28, 2020
Property Address	23560 MIDDLE CAMP RD, TWAIN HARTE, CA 95383-9720
Document Number	0000005808
Map Reference	MB 18 PG 100
Instrument Date	May 26, 2020
Instrument	2020005808
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23560 MIDDLE CAMP RD, TWAIN HARTE, CA 95383-9720

Mortgage

Document Number	0000005809
Date	May 28, 2020
Instrument	2020005809

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Secondary School District	Summerville Union High School District (09 - 12)
Elementary School District	Twain Harte School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,372 (+2%) Land $150,591 Building $451,781
2025	$4,422.00 (+5.64%) Disabled Person's exemption Veteran's exemption	$590,562 (+4.04%) Land $147,639 Building $442,923
2023	$4,186.00 (-6.37%) Disabled Person's exemption Veteran's exemption	$567,632 Land $141,907 Building $425,725	$605,610
2022	$4,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUD - UPPER BASIN WATER SYSTEM serves 13,331 people · EPA ID CA5510012
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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