2356 Pine St, Oviedo, FL 32765 Property Records

Seminole County property record for 2356 Pine St, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,624 sqft · built 1984
Lot Size0.309 acres (13,500 sqft)
OwnerIndividual Name on Record
Tax Bill$1,481 (2025)
Deeds & MortgagesOct 2018 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN27-21-31-502-0000-0100

Property Details

APN / Parcel Number

Primary APN27-21-31-502-0000-0100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,624 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialSiding
Construction TypeWood Frame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,500 sqft
Lot Dimensions135 ft deep x 100 ft wide
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area462 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2356 PINE ST
CityOVIEDO
StateFL
Zip32765-8807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 OAK MANOR PB 11 PG 32
Legal Range31E
Legal Township21S
Legal Section27
Legal SubdivisionOAK MANOR
Legal Tract502
Legal Lot Number10
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2000
Census Tract21320

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2356 PINE ST, OVIEDO, FL 32765-8807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2018Deed of Trust, Mortgage · Conventional with PMI
LADERA LNDG
Mar 10, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2014
Deed SaleOct 10, 2014
Deed Document Number2014111229
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2356 PINE ST, OVIEDO, FL 32765-8807
Document Number0092411304
Instrument DateOct 20, 2018
Transaction TypeMortgage
Record UpdatedNov 15, 2018
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2356 PINE ST OVIEDO FL 327658807, OVIEDO, FL 32765-8807

Mortgage

Document Number0092411304
DateOct 31, 2018
Book Page009241/001304
Instrument124806
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2356 PINE ST, OVIEDO, FL 32765-8807
Document Number0088801814
Book / Page008880 / 001814
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedApr 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2356 PINE ST OVIEDO FL 327658807, OVIEDO, FL 32765-8807

Mortgage

Document Number0088801814
DateMar 22, 2017
Book Page008880/001814
Instrument28407
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,481.00 (-10.19%) Homeowner's exemption$154,677 (+5.99%)$355,124 (+3.69%) Land $100,000 Building $255,124
2023$1,649.00 (-0.6%) Homeowner's exemption$145,940 (+3%)$342,498 (+3.78%) Land $100,000 Building $242,498
2022$1,659.00 Homeowner's exemption$141,689$330,011 Land $90,000 Building $240,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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