23551 Gardner St, Oak Park, MI 48237 Property Records

Oakland County property record for 23551 Gardner St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,587 sqft · built 1953
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$43,500 (Jan 2012)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-30-403-027`

Property Details

APN / Parcel Number

Primary APN	`52-25-30-403-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
1st Floor Area	1,587 sqft
Basement Area	1,378 sqft
Unfinished Basement	1,587 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	109 ft deep x 59 ft wide
Porch	Porch
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23551 GARDNER ST
City	OAK PARK
State	MI
Zip	48237-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 30 PARKLANE SUB LOT 46
Legal Range	11E
Legal Township	01N
Legal Section	30
Legal Subdivision	30 PARKLANE SUB
Legal Lot Number	46
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	4
Census Block	4003
Census Tract	171400

Owner

23551 Gardner St is owned and occupied by an individual who acquired it in August 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	23551 GARDNER ST, OAK PARK, MI 48237-2469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 29, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Oct 19, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2012 · Amount on File
Deed Sale	Jan 19, 2012 · Amount on File
Deed Document Number	201210055
Deed Book / Page	43765 / 273
Last Transfer Date	Aug 8, 2020
Transfer Doc	0000229923
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23551 GARDNER ST, OAK PARK, MI 48237-2469
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23551 GARDNER ST, OAK PARK, MI 48237-2469

Mortgage

Document Number	20260037507
Date	Mar 30, 2026
Book Page	61058/520
Instrument	20260037507

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23551 GARDNER ST, OAK PARK, MI 48237-2469
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23351 GARDNER ST, OAK PARK, MI 48237-2403

Mortgage

Document Number	0000250248
Date	Oct 29, 2021
Book Page	57035/567
Instrument	250248

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23551 GARDNER ST, OAK PARK, MI 48237-2469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193751
Date	Oct 19, 2017
Book Page	51193/00618
Instrument	193751

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 27, 2021
Property Address	23551 GARDNER ST, OAK PARK, MI 48237-2469
Document Number	0000229923
Book / Page	56905 / 317
Instrument Date	Aug 8, 2020
Instrument	229923
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23551 GARDNER ST, OAK PARK, MI 48237-2469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23551 GARDNER ST, OAK PARK, MI 48237-2469

Tax Assessment & Valuation

The 2025 property tax bill for 23551 Gardner St was $5,186 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,186.00 (+1.77%) Homeowner's exemption	$122,100 Land $21,300 Building $100,800	$244,200 Land $42,600 Building $201,600
2024	$5,096.00
2023		$99,700 Land $14,500 Building $85,200	$199,400 Land $29,000 Building $170,400
2022	$4,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23551 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 23551 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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