2355 Sandfiddler Rd, Corolla, NC 27927 Property Records

Currituck County property record for 2355 Sandfiddler Rd, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,280 sqft · built 2022
Lot Size	0.643 acres (28,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Sep 2026)
Tax Bill	$7,942 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9023-01-3007`

Property Details

APN / Parcel Number

Primary APN	`9023-01-3007`
Alternative APNs	`087A00200130001` `000156491` `000165842` `9023-01`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,280 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Lot Area	28,009 sqft (0.643 acres)
Lot Dimensions	350 ft deep x 80 ft wide
Pool Area	330 sqft
Deck Area	80 sqft
Patio Area	1,410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000165842
Street Address	2355 SANDFIDDLER RD
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	BLK 2 LOT 13 SECT 1 CAROVA BEACH
Legal Subdivision	CAROVA BEACH
Legal Block	2
Legal Lot Number	13
Jurisdiction	CURRITUCK NC
Township / Civil Division	FRUITVILLE
Census Block Group	1
Census Block	1000
Census Tract	110101

Owner

Source: Currituck County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3908 SAVANNAH DR, CHESAPEAKE, VA 23322-2500
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
May 7, 2021	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Oct 21, 2020	Warranty Deed, Transfer · Construction Mortgage KENNETH D JR JAMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	2026405819
Deed Book / Page	1874 / 929
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 25, 2026
Property Address	2355 SANDFIDDLER RD, COROLLA, NC 27927
Document Number	0000405819
Book / Page	1874 / 929
Instrument Date	Sep 16, 2026
Instrument	2026405819
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 SAVANNAH DR, CHESAPEAKE, VA 23322-2500

Mortgage

Document Number	0000405819,
Date	Sep 25, 2026
Book Page	1874/931
Instrument	2026405819

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	2355 SANDFIDDLER RD, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016210623
Date	May 7, 2021
Book Page	1621/623
Instrument	364149

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	3
Max Rate	8.99%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 1, 2022
Property Address	2355 SANDFIDDLER RD, COROLLA, NC 27927
Document Number	0017150317
Book / Page	1715 / 317
Map Reference	MB 2 PG 113
Instrument Date	Oct 10, 2022
Instrument	379600
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 JOANNE LN, WESTON, CT 06883-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 SUMMIT AVE, KENSINGTON, MD 20895-3734

Mortgage

Document Number	0000379601
Date	Nov 1, 2022
Instrument	379601

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 21, 2020
Property Address	2355 SANDFIDDLER RD, COROLLA, NC 27927-9302
Document Number	0015690818
Book / Page	001569 / 000818
Instrument Date	Oct 12, 2020
Instrument	356404
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 JOANNE LN WESTON CT 068832712, WESTON, CT 06883-2712

Mortgage

Document Number	15690820
Date	Oct 21, 2020
Book Page	001569/000820
Instrument	356405

Lender

Name	KENNETH D JR JAMES
Address	100 PRESTWICK CT, MEBANE, NC 27302-7189
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 20, 2021

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,942.00 (+0.11%)	$1,152,200 (-) Land $289,400 Building $862,800
2024	$7,933.00 (+10.12%)	$1,152,200 (-) Land $289,400 Building $862,800
2023	$7,204.00 (+137.36%)	$1,152,200 (-) Land $289,400 Building $862,800	$1,152,200 (-) Land $289,400 Building $862,800
2022	$3,035.00	$1,152,200 Land $289,400 Building $862,800	$1,152,200 (-) Land $289,400 Building $862,800
2021			$1,152,200 Land $289,400 Building $862,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	L01 “Currituck Banks”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2022) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Mediacom Xtream.

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