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2355 Cosmos Ave, Middleburg, FL 32068 Property Records

Clay County property record for 2355 Cosmos Ave, Middleburg, FL 32068

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,800 sqft · built 2016
Lot Size1.13 acres (49,484 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Sep 2016)
Tax Bill$722 (2025)
Deeds & MortgagesJun 2022 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN16-05-24-005954-713-00

Property Details

APN / Parcel Number

Primary APN16-05-24-005954-713-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area49,484 sqft (1.13 acres)
Lot Dimensions300 ft deep x 165 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address2355 COSMOS AVE
CityMIDDLEBURG
StateFL
Zip32068-5425
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 11 BLK 82 JACKSONVILLE SO UNIT 2 AS REC OR 3896 PG 539
Legal Range24E
Legal Township05S
Legal Section16
Legal SubdivisionJACKSONVILLE SO UNIT 2
Legal Block82
Legal Lot Number11
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3004
Census Tract30106

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2355 COSMOS AVE, MIDDLEBURG, FL 32068-5425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Deed of Trust, Mortgage · VA Mortgage
NATIONS LENDING CORP
Nov 20, 2017Deed of Trust, Mortgage · Conventional with PMI
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2016 · Amount on Record
Deed SaleSep 12, 2016 · Amount on Record
Prior SaleAug 1, 2016 · Amount on Record
Deed Document Number201645046
Deed Book / Page3896 / 539
Prior Transfer DateAug 11, 2016
Prior Transfer Doc0038861242
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2355 COSMOS AVE, MIDDLEBURG, FL 32068-5425
Transaction TypeMortgage
Record UpdatedJun 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2355 COSMOS AVE, MIDDLEBURG, FL 32068-5425

Mortgage

Document Number0046130695
DateJun 1, 2022
Book Page4613/695
Instrument2022034102
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2355 COSMOS AVE, MIDDLEBURG, FL 32068-5425
Document Number0040361385
Book / Page004036 / 001385
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2355 COSMOS AVE MIDDLEBURG FL 320685425, MIDDLEBURG, FL 32068-5425

Mortgage

Document Number0040361385
DateDec 7, 2017
Book Page004036/001385
Instrument62172
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 6, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$722.00 (-12.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$97,497 (+5.99%)$259,513 (+17.3%) Land $34,000 Building $225,513
2024$827.00 (-26.23%)
2023$1,121.00 (+15.81%) Homeowner's exemption$91,991 (+3%)$221,236 (+32.99%) Land $30,000 Building $191,236
2022$968.00 Homeowner's exemption$89,312$166,361 Land $25,000 Building $141,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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