2354 Winchester Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2354 Winchester Loop, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,225 sqft · built 2003
Lot Size	0.145 acres (6,300 sqft)
Owner	Company Name on File
Last Sale	$732,500 (Sep 2023)
Tax Bill	$10,375 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-400-094-6`

Property Details

APN / Parcel Number

Primary APN	`011-400-094-6`
Alternative APN	`011-400-094`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,225 sqft Living Area
1st Floor Area	2,225 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Architectural Style	Cluster
Lot Area	6,300 sqft (0.145 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2354 WINCHESTER LOOP
City	DISCOVERY BAY
State	CA
Zip	94505-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8023 L94
Legal Subdivision	SUBDIVISION 8023
Legal Tract	8023
Legal Lot Number	94
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3016
Census Tract	304007

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1653, BRENTWOOD, CA 94513-3653
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 4, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE
Mar 18, 2022	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 1, 2019	Deed of Trust, Mortgage · VA Mortgage CALIFORNIA FINCL & REAL ESTATE CTR INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	202384992
Prior Transfer Date	May 7, 2007
Prior Transfer Doc	0000204927
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 1, 2023
Property Address	2354 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1855
Document Number	0000084992
Map Reference	MB 433 PG 32
Instrument Date	Aug 29, 2023
Instrument	2023-084992
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1653, BRENTWOOD, CA 94513-3653

Mortgage

Document Number	0000084993
Date	Sep 1, 2023
Instrument	2023-084993

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2354 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1855
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070188
Date	May 4, 2018
Instrument	2018-070188

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 18, 2022
Property Address	2354 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1855
Document Number	0000048241
Map Reference	MB 433 PG 32
Instrument Date	Mar 5, 2022
Instrument	2022-048241
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2354 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1855

Mortgage

Document Number	0000048242
Date	Mar 18, 2022
Instrument	2022-048242

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2354 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1855
Document Number	0000169662
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2354 WINCHESTER LOOP DISCOVERY BAY CA 945051855, DISCOVERY BAY, CA 94505-1855

Mortgage

Document Number	0000169662
Date	Oct 8, 2019
Instrument	169662

Lender

Name	CALIFORNIA FINCL & REAL ESTATE CTR INC
Type	Bank
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,093 (+2%) Land $187,272 Building $574,821
2025	$10,375.00 (+15.05%)	$747,150 (+10.04%) Land $183,600 Building $563,550
2023	$9,018.00 (+4.7%) Homeowner's exemption	$679,000 Land $206,000 Building $473,000
2022	$8,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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