2354 Sugarloaf Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 2354 Sugarloaf Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,916 sqft · built 2019
Lot Size	0.368 acres (16,037 sqft)
Owner	Trust Name on File
Last Sale	$1,462,074 (Apr 2020)
Tax Bill	$20,728 (2025)
Deeds & Mortgages	May 2023 Sale Oct 2022 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`94041-22-012`

Property Details

APN / Parcel Number

Primary APN	`94041-22-012`
Alternative APN	`R1661619`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,916 sqft Living Area
Gross Area	5,085 sqft
1st Floor Area	2,852 sqft
Basement Area	1,262 sqft
Finished Basement	1,064 sqft
Unfinished Basement	198 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Hip
Roof Material	Concrete
Lot Area	16,037 sqft (0.368 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	971 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1661619
Street Address	2354 SUGARLOAF RD
City	BERTHOUD
State	CO
Zip	80513-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLOCK 1, HERON LAKES THIRD FILING, BER (20160036869)
Legal Range	69W
Legal Township	4N
Legal Section	4
Legal Subdivision	HERON LAKES 3RD FILING
Legal Block	1
Legal Lot Number	12
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2047
Census Tract	2602

Owner

2354 Sugarloaf Rd is owner-occupied and held in a trust since August 2020.

Source: Larimer County records, as of February 9, 2026

Owner of Record	Trust Name on File
Mailing Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Bargain and Sale Deed, Transfer
Oct 3, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 10, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Apr 17, 2020	Special Warranty Deed, Transfer · Commercial Mortgage FLATRION BANK
Aug 14, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/OMAHA
Apr 5, 2018	Grant Deed, Construction Loan · Line of Credit FIRST NAT'L BK/OMAHA
Aug 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Deed Document Number	202026583
Last Transfer Date	Aug 5, 2020
Transfer Doc	0000061043
Record Updated	Sep 20, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LARIMER CO
Recording Date	May 1, 2023
Property Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548
Document Number	0000017153
Instrument Date	Apr 1, 2023
Instrument	20230017153
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 3, 2022
Property Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548
Document Number	0000059594
Instrument Date	Sep 22, 2022
Instrument	20220059594
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 10, 2020
Property Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548
Document Number	0000061043
Instrument Date	Aug 5, 2020
Instrument	61043
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	880 INLET DR MARCO ISLAND FL 341455960, MARCO ISLAND, FL 34145-5960

Mortgage

Document Number	61045
Date	Aug 10, 2020
Instrument	61045

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 17, 2020
Property Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548
Document Number	0000026583
Instrument Date	Apr 17, 2020
Instrument	20200026583
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6420 GUNPARK DR, 6420, BOULDER, CO 80301-3380

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548

Mortgage

Document Number	0000026584
Date	Apr 17, 2020
Instrument	20200026584

Lender

Name	FLATRION BANK
Address	BOULDER, CO 80302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2050

Interest

Rate Type	Adjustable Rate

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 14, 2019
Property Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548
Instrument Date	Aug 13, 2019
Instrument	47312
Transaction Type	Construction Loan
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6420 GUNPARK DR #D BOULDER CO 803013328, D, BOULDER, CO 80301-3328

Mortgage

Document Number	0000047312
Date	Aug 14, 2019
Instrument	47312

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	205 W OAK ST, FORT COLLINS, CO 80521-2712

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 13, 2020

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 5, 2018
Property Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548
Document Number	0000019703
Instrument Date	Apr 4, 2018
Instrument	19703
Transaction Type	Construction Loan
Record Updated	Apr 13, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6420 GUNPARK DR #D BOULDER CO 803013328, D, BOULDER, CO 80301-3328

Mortgage

Document Number	19704
Date	Apr 5, 2018
Instrument	19704

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	FORT COLLINS, CO 80521

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 10, 2020
Property Address	2354 SUGARLOAF RD, BERTHOUD, CO 80513-9548
Document Number	0000061046
Instrument Date	Sep 21, 2015
Instrument	61046
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	880 INLET DR MARCO ISLAND FL 341455960, MARCO ISLAND, FL 34145-5960

Tax Assessment & Valuation

The 2025 property tax bill for 2354 Sugarloaf Rd was $20,728, up 25.6% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,728.00 (+25.6%)	$114,919 Land $24,206 Building $90,713	$1,838,700 Land $387,300 Building $1,451,400
2024	$16,503.00 (+2.51%)
2023	$16,099.00 (-2.88%)	$97,847 (-1.4%) Land $17,909 Building $79,938	$1,460,400 (+2.28%) Land $267,300 Building $1,193,100
2022	$16,576.00	$99,232 Land $16,819 Building $82,413	$1,427,800 Land $242,000 Building $1,185,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2354 Sugarloaf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2354 Sugarloaf Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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