2354 S Banning St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2354 S Banning St, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,653 sqft · built 2016
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Last Sale$297,474 (Aug 2016)
Tax Bill$1,676 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN304-89-922

Property Details

APN / Parcel Number

Primary APN304-89-922
Alternative APN
  • 304899221

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,653 sqft Living Area
Gross Area1,906 sqft
1st Floor Area1,653 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialFrame/Stucco
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,750 sqft (0.132 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft
Patio Area253 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address2354 S BANNING ST
CityGILBERT
StateAZ
Zip85295-0507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionHIGLEY POINTE MCR 1197-05
Legal Range6E
Legal Township1S
Legal Section27
Legal SubdivisionHIGLEY POINTE
Legal Lot Number34
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group3
Census Block3002
Census Tract815100

Owner

2354 S Banning St is owned and occupied by two individuals who acquired it in June 2020.

Source: Maricopa County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2354 S BANNING ST, GILBERT, AZ 85295-0507
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Jun 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2016 · Amount on File
Deed SaleAug 8, 2016 · Amount on File
Deed Document Number2016562058
Last Transfer DateJun 20, 2020
Transfer Doc0000575445
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2354 S BANNING ST, GILBERT, AZ 85295-0507
Transaction TypeMortgage
Record UpdatedNov 8, 2022
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2354 S BANNING ST, GILBERT, AZ 85295-0507

Mortgage

Document Number0000110881
DateFeb 7, 2022
Instrument20220110881
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJun 29, 2020
Property Address2354 S BANNING ST, GILBERT, AZ 85295-0507
Document Number0000575445
Map ReferenceMB 1197 PG 5
Instrument DateJun 20, 2020
Instrument20200575445
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanyNATIONALLINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2354 S BANNING ST, GILBERT, AZ 85295-0507

Mortgage

Document Number0000575446
DateJun 29, 2020
Instrument20200575446
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2354 S Banning St was $1,676.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,760 (+102.05%)$457,600 (+5.66%) Land $91,500 Building $366,100
2025$1,676.00$22,648 (-51.56%)$433,100 (-7.36%) Land $86,600 Building $346,500
2024$46,750$467,500 Land $93,500 Building $374,000
2023$1,799.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2354 S Banning St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2354 S Banning St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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