2354 Nuthatch St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2354 Nuthatch St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage2,164 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$499,700 (2024)
Tax Bill$6,401.00 (2025)

Property Details

APN / Parcel Number

Primary APN082631397400012130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,164 sqft Heated Area
Gross Area2,860 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished Garage
Pool Area416 sqft Pool
Deck Area204 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2354 NUTHATCH ST
CitySAINT CLOUD
StateFL
Zip34771-8422
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLIVE OAK LAKE PH 2 PB 29 PGS 35-37 LOT 213
Legal Range31E
Legal Township26S
Legal Section08
Legal SubdivisionLIVE OAK LAKE PHS 1 2 & 3
Legal Phase2
Legal Tract3974
Legal Lot Number213
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1009
Census Tract43301

Owner

Source: Osceola County records · APN 082631397400012130

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2354 NUTHATCH ST, SAINT CLOUD, FL 34771-8422
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 30, 2021Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2024 · Amount on Record
Deed SaleDec 17, 2024 · Amount on Record
Prior SaleNov 30, 2021 · Amount on Record
Deed Doc Number2024158492
Deed Book / Page6711 / 2225
Record RefreshedJun 08, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 17, 2024
Property Address2354 NUTHATCH ST, SAINT CLOUD, FL 34771-8422
Document Number0067112225
Book / Page6711 / 2225
Map ReferenceMB 29 PG 35-37
Instrument DateDec 10, 2024
Instrument2024158492
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyTITLEHOST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,497.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1300 GREENBRIER BLVD, WARSAW, IN 46582-1207

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address2354 NUTHATCH ST, SAINT CLOUD, FL 34771-8422

Mortgage

Document Number2024158493
DateDec 17, 2024
Instrument2024158493
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

November 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 30, 2021
Property Address2354 NUTHATCH ST, SAINT CLOUD, FL 34771-8422
Document Number0060961978
Book / Page6096 / 1978
Map ReferenceMB 29 PG 35-37
Instrument DateNov 24, 2021
Instrument2021184395
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,054.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2354 NUTHATCH ST, SAINT CLOUD, FL 34771-8422
InvestorPossibly a Property Investor

Mortgage

Document Number0060961980
DateNov 30, 2021
Instrument6096/1980
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,401.00 (+20.5%) Homeowner's exemption$400,500 (+6.49%) Land $78,800 Building $321,700$400,500 (+2.96%) Land $78,800 Building $321,700
2023$5,312.00 (+12.78%) Homeowner's exemption$376,077 (+11.96%)$389,000 (+15.81%) Land $68,200 Building $320,800
2022$4,710.00 Homeowner's exemption$335,900 Land $60,000 Building $275,900$335,900 Land $60,000 Building $275,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 280 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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