2354 Locust St, Portage, IN 46368 Property Records

Porter County property record for 2354 Locust St, Portage, IN 46368

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,180 sqft · built 2007
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Tax Bill$2,563 (2024)
Deeds & MortgagesJun 2021 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN64-05-10-330-018.000-016

Property Details

APN / Parcel Number

Primary APN64-05-10-330-018.000-016
Alternative APNs
  • 640510332005000016
  • 08000000324
  • 00000937133

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,180 sqft Living Area

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number00000937133
Old Parcel Number640510332005000016
Street Address2354 LOCUST ST
CityPORTAGE
StateIN
Zip46368-1464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOOLEYS 1ST ADD LOTS 11 & 56 BLK 2
Legal SubdivisionCOOLEYS 1ST ADD
Legal Block2
Legal Lot Number11,56 56
JurisdictionPORTER IN
Township / Civil DivisionPORTAGE
Census Block Group1
Census Block1006
Census Tract50501

Owner

2354 Locust St is owned and occupied by an individual who acquired it in August 2019.

Source: Porter County records, as of February 18, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2354 LOCUST ST, PORTAGE, IN 46368-1464
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Aug 2, 2019Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jan 31, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2019
Deed SaleAug 2, 2019
Prior SaleJan 31, 2018
Deed Document Number0000016789
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPORTER IN
Property Address2354 LOCUST ST, PORTAGE, IN 46368-1464
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016863
DateJun 2, 2021
Instrument2021-016863
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term338 Months
DueAug 1, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPORTER IN
Recording DateAug 2, 2019
Property Address2354 LOCUST ST, PORTAGE, IN 46368-1464
Document Number0000016789
Map ReferencePPL I PG 477
Instrument DateJul 31, 2019
Instrument2019-016789
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyGREATER INDIANA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2354 LOCUST ST, PORTAGE, IN 46368-1464

Mortgage

Document Number0000016790
DateAug 2, 2019
Instrument2019-016790
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPORTER IN
Recording DateJan 31, 2018
Property Address2354 LOCUST ST, PORTAGE, IN 46368-1464
Document Number0000002781
Map ReferenceMIS I PG477
Instrument DateJan 26, 2018
Instrument2018-002781
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address673 MCCOOL RD, VALPARAISO, IN 46385-8202

Mortgage

Document Number0000002782
DateJan 31, 2018
Instrument2018-002782
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2038

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyPorter County
County SubdivisionPortage Township
MunicipalityPortage City
Unified School DistrictPortage Township Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$285,500 Land $24,600 Building $260,900$285,500 Land $24,600 Building $260,900
2024$2,563.00 (-0.16%)
2023$2,567.00 (+12.93%)$252,700 Land $21,900 Building $230,800$252,700 Land $21,900 Building $230,800
2022$2,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2354 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2354 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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