2354 Emerald Ridge Loop, Tallahassee, FL 32303 Property Records

Leon County property record for 2354 Emerald Ridge Loop, Tallahassee, FL 32303

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,296 sqft · built 1998
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Apr 2018)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-21-23-000-024-0`

Property Details

APN / Parcel Number

Primary APN	`21-21-23-000-024-0`
Alternative APN	`2121511143290`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,296 sqft Heated Area
Gross Area	1,676 sqft
1st Floor Area	648 sqft
2nd Floor Area	648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	200 sqft
Porch	Finished/Screened Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	2121511143290
Street Address	2354 EMERALD RIDGE LOOP
City	TALLAHASSEE
State	FL
Zip	32303-8345
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	EMERALD RIDGE 21 1N 1W LOT 24 OR 2161/2054 2194/1750
Legal Range	01W
Legal Township	01N
Legal Section	21
Legal Subdivision	EMERALD RIDGE
Legal Lot Number	24
Jurisdiction	LEON FL
Township / Civil Division	TALLAHASSEE NORTHWEST
Census Block Group	4
Census Block	4003
Census Tract	2201

Owner

2354 Emerald Ridge Loop, a townhouse, is owned and occupied by two individuals who bought it in April 2018.

Source: Leon County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2354 EMERALD RIDGE LOOP, TALLAHASSEE, FL 32303-8345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 6, 2018	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
Apr 24, 2018	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2018 · Amount on File
Deed Sale	Apr 5, 2018 · Amount on File
Prior Sale	Nov 10, 2005 · Amount on File
Deed Document Number	0051791810
Deed Book / Page	4430 / 0394
Prior Transfer Date	Oct 16, 2012
Prior Transfer Doc	20120071363
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEON FL
Property Address	2354 EMERALD RIDGE LOOP, TALLAHASSEE, FL 32303-8345
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2354 EMERALD RIDGE LOOP, TALLAHASSEE, FL 32303-8345
Investor	Possibly a Property Investor

Mortgage

Document Number	0055880011
Date	May 18, 2021
Book Page	5588/11
Instrument	20210034888

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEON FL
Property Address	2354 EMERALD RIDGE LOOP, TALLAHASSEE, FL 32303-8345
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051791811
Date	Apr 6, 2018
Book Page	5179/1811
Instrument	20180020458

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	SCOTTSDALE, AZ 85251

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEON FL
Property Address	2354 EMERALD RIDGE LOOP, TALLAHASSEE, FL 32303-8345
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051851167
Date	Apr 24, 2018
Book Page	5185/1167
Instrument	20180024127

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	SCOTTSDALE, AZ 85251

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2354 Emerald Ridge Loop was $1,285 with a homeowner's exemption.

Source: Leon County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Leon County
Municipality	Tallahassee City
Unified School District	Leon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00 Homeowner's exemption	$179,785 Land $25,000 Building $154,785	$179,785 Land $25,000 Building $154,785
2023	$1,185.00 (+7.92%) Homeowner's exemption	$141,398 (+39.74%) Land $14,000 Building $127,398	$141,398 (+11.92%) Land $14,000 Building $127,398
2022	$1,098.00 Homeowner's exemption	$101,184	$126,344 Land $14,000 Building $112,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2354 Emerald Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2354 Emerald Ridge Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALLAHASSEE serves 200,480 people · EPA ID FL1370655
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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