2354 Cobble Hill Ter, Wheaton (Silver Spring), MD 20902 Property Records

Montgomery County property record for 2354 Cobble Hill Ter, Wheaton, MD 20902

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,156 sqft · built 2005
Lot Size	0.019 acres (828 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 2026)
Tax Bill	$6,736 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-03419256`

Property Details

APN / Parcel Number

Primary APN	`13-03419256`
Alternative APN	`03419256`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,156 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	704 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	828 sqft (0.019 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03419256
Street Address	2354 COBBLE HILL TER
City	SILVER SPRING
State	MD
Zip	20902-7625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CRN1.
Legal Description	WHEATON FOREST
Legal Subdivision	WHEATON FOREST
Legal Block	B
Legal Lot Number	196
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1010
Census Tract	703800

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2354 COBBLE HILL TER, SILVER SPRING, MD 20902-7625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Jul 1, 2026	Deed, Transfer · Conventional Mortgage UNITED BANK
Jun 25, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 22, 2022	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Book / Page	70657 / 157
Last Transfer Date	Jun 26, 2026
Transfer Doc	7068000282
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 1, 2026
Property Address	2354 COBBLE HILL TER, SILVER SPRING, MD 20902-7625
Document Number	7068000286
Book / Page	70684 / 286
Instrument Date	Jun 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7068000286,
Date	Jul 1, 2026
Book Page	70684/286

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 1, 2026
Property Address	2354 COBBLE HILL TER, SILVER SPRING, MD 20902-7625
Document Number	7068000282
Book / Page	70684 / 282
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	FEDERAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7068000286,
Date	Jul 1, 2026
Book Page	70684/286

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 25, 2026
Property Address	2354 COBBLE HILL TER, SILVER SPRING, MD 20902-7625
Document Number	7065000157
Book / Page	70657 / 157
Instrument Date	Jun 25, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$323,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Percentage Unclear

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 11, 2026
Property Address	2354 COBBLE HILL TER, SILVER SPRING, MD 20902-7625
Document Number	7060000385
Book / Page	70602 / 385
Instrument Date	May 28, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 22, 2022
Property Address	2354 COBBLE HILL TER, WHEATON, MD 20902-7625
Document Number	0659180266
Book / Page	65918 / 266
Map Reference	PL 22654
Instrument Date	Jun 10, 2022
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,961.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2354 COBBLE HILL TER, WHEATON, MD 20902-7625

Mortgage

Document Number	0065918273
Date	Jun 22, 2022
Instrument	65918/273

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,167 (+2.03%)	$613,700 (+6.1%) Land $160,000 Building $453,700
2025	$6,736.00 (+9.58%)	$578,400 (+9.63%) Land $160,000 Building $418,400	$578,400 (-) Land $160,000 Building $418,400
2023		$527,600 (+5.06%)	$578,400 (+15.17%) Land $160,000 Building $418,400
2022	$6,147.00	$502,200 Land $160,000 Building $342,200	$502,200 Land $160,000 Building $342,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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