2354 520th St, Aurelia, IA 51005 Property Records

Cherokee County property record for 2354 520th St, Aurelia, IA 51005

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,562 sqft · built 1952
Lot Size5.28 acres (229,997 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Jun 2008)
Tax Bill$1,324 (2026)
Deeds & MortgagesMay 2026 Construction Loan
May 2026 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN0826200006

Property Details

APN / Parcel Number

Primary APN0826200006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,562 sqft Living Area
1st Floor Area1,008 sqft
AtticAttic
Attic Area554 sqft
Basement Area1,008 sqft
Finished Basement1,008 sqft
Unfinished Basement858 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialMetal
Construction TypeSteel Frame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area229,997 sqft (5.28 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area120 sqft
Deck Area544 sqft
Patio Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2354 520TH ST
CityAURELIA
StateIA
Zip51005-7070
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description4.79 TR NW NE 117B
Legal Range39W
Legal Township92N
Legal Section26
Legal Block200
JurisdictionCHEROKEE IA
Township / Civil DivisionAFTON
Census Block Group1
Census Block1102
Census Tract80200

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2354 520TH ST, AURELIA, IA 51005-7070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Construction Mortgage
CHEROKEE STATE BANK
May 27, 2026Deed of Trust, Mortgage · Construction Mortgage
CHEROKEE STATE BANK
Apr 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
CHEROKEE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2008 · Amount on Record
Deed SaleJun 16, 2008 · Amount on Record
Prior SaleSep 15, 2006 · Amount on Record
Deed Document Number20081273
Deed Book / Page2008 / 1273
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Recording DateMay 27, 2026
Property Address2354 520TH ST, AURELIA, IA 51005-7070
Document Number0000001027
Book / Page2026 / 1027
Instrument DateMay 27, 2026
Instrument20261027
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2354 520TH ST, AURELIA, IA 51005-7070

Mortgage

Document Number0000001027,
DateMay 27, 2026
Book Page2026/1027
Instrument20261027
Lender
NameCHEROKEE STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Recording DateMay 27, 2026
Property Address2354 520TH ST, AURELIA, IA 51005-7070
Document Number0000001026
Book / Page2026 / 1026
Instrument DateMay 27, 2026
Instrument20261026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2354 520TH ST, AURELIA, IA 51005-7070

Mortgage

Document Number0000001026,
DateMay 27, 2026
Book Page2026/1026
Instrument20261026
Lender
NameCHEROKEE STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address2354 520TH ST, AURELIA, IA 51005-7070
Transaction TypeMortgage
Record UpdatedOct 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02018/0780
DateApr 25, 2018
Book Page2018/0780
Instrument2018 0780
Lender
NameCHEROKEE STATE BANK
TypeBank
AddressCHEROKEE, IA 51012
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
Unified School DistrictAlta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,324.00 (-0.3%)$150,570 (-) Land $9,360 Building $141,210$150,570 (-) Land $9,360 Building $141,210
2025$1,328.00 Homeowner's exemption$150,570 (+9.45%) Land $9,360 Building $141,210$150,570 (+9.45%) Land $9,360 Building $141,210
2024$1,328.00 (+24.34%)
2023$137,570 (+39.91%) Land $7,390 Building $130,180$137,570 (+39.91%) Land $7,390 Building $130,180
2022$1,068.00 Homeowner's exemption Additional exemption filed$98,330 Land $5,940 Building $92,390
2021$98,330 Land $5,940 Building $92,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nuvera Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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