23539 Forest Hill Dr, Ramona, CA 92065 Property Records

San Diego County property record for 23539 Forest Hill Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,455 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Dec 2023)
Tax Bill	$10,342 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-692-32-00`

Property Details

APN / Parcel Number

Primary APN	`288-692-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,455 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	23539 FOREST HILL DR
City	RAMONA
State	CA
Zip	92065-5914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 60 TR 013667
Legal Subdivision	COUNTY/SAN DIEGO #5016-1
Legal Tract	013667
Legal Block	3
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3003
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23539 FOREST HILL DR, RAMONA, CA 92065-5914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 10, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Aug 10, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jul 31, 2017	Grant Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	2023356506
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0000444722
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2023
Property Address	23539 FOREST HILL DR, RAMONA, CA 92065-5914
Document Number	0000356506
Map Reference	MAP 13667
Instrument Date	Dec 15, 2023
Instrument	2023-0356506
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL SAN DIEGO CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23539 FOREST HILL DR, RAMONA, CA 92065-5914

Mortgage

Document Number	0000356507
Date	Dec 29, 2023
Instrument	2023-0356507

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2020
Property Address	23539 FOREST HILL DR, RAMONA, CA 92065-5914
Document Number	0000444722
Instrument Date	Jul 29, 2020
Instrument	444722
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23539 FOREST HILL DR RAMONA CA 920655914, RAMONA, CA 92065-5914

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2020
Property Address	23539 FOREST HILL DR, RAMONA, CA 92065-5914
Document Number	0000444723
Instrument Date	Jul 24, 2020
Instrument	444723
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23539 FOREST HILL DR RAMONA CA 920655914, RAMONA, CA 92065-5914

Mortgage

Document Number	444724
Date	Aug 10, 2020
Instrument	444724

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2017
Property Address	23539 FOREST HILL DR, RAMONA, CA 92065-5914
Document Number	0000345621
Map Reference	MAP13667
Instrument Date	Jul 7, 2017
Instrument	2017-0345621
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23539 FOREST HILL DR, RAMONA, CA 92065-5914

Mortgage

Document Number	0000345622
Date	Jul 31, 2017
Instrument	2017-0345622

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$899,944 (+2%) Land $510,620 Building $389,324
2025	$10,342.00 (+30.32%)	$882,299 (+29.47%) Land $500,608 Building $381,691
2023	$7,936.00 (-1.01%) Homeowner's exemption	$681,460 Land $386,654 Building $294,806
2022	$8,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1998–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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