St. Mary's County property record for 23525 John Walter Ln, Chaptico, MD 20621
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1992 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Feb 2021) |
| Tax Bill | $3,252 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-034830 |
| Primary APN | 07-034830 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,680 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 034830 |
|---|---|
| Street Address | 23525 JOHN WALTER LN |
| City | CHAPTICO |
| State | MD |
| Zip | 20621-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 1 HARRY MILLER RD OFF HURRY-DYNARD RD |
| Legal Subdivision | LACEYS MINOR SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 875300 |
Source: St. Mary's County assessment roll, APN 07-034830, as of August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23525 JOHN WALTER LN, CHAPTICO, MD 20621-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 09, 2021 · Amount on Record |
| Deed Sale | Feb 09, 2021 · Amount on Record |
| Deed Book / Page | 5640 / 263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Feb 09, 2021 |
| Property Address | 23525 JOHN WALTER LN, CHAPTICO, MD 20621-2314 |
| Document Number | 0056400263 |
| Book / Page | 5640 / 263 |
| Map Reference | MB MRB 22 FO 42 |
| Instrument Date | Jan 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | BRIDGEVIEW TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 23525 JOHN WALTER LN, CHAPTICO, MD 20621-2314 |
| Document Number | 5640270 |
|---|---|
| Date | Feb 09, 2021 |
| Instrument | 5640/270 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: St. Mary's County assessment roll as of August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,800 (+13.21%) | $323,400 (+15.67%) Land $122,500 Building $200,900 | |
| 2025 | $3,252.00 (+5.65%) Homeowner's exemption | ||
| 2023 | $3,078.00 | $272,767 | $279,600 Land $117,500 Building $162,100 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), as of May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 6 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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