23525 John Walter Ln, Chaptico, MD 20621 Property Records

St. Mary's County property record for 23525 John Walter Ln, Chaptico, MD 20621

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,680 sqft · built 1992
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Feb 2021)
Tax Bill$3,252 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-034830

Property Details

APN / Parcel Number

Primary APN07-034830
Alternative APNs
  • 7034830
  • 034830

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,680 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number034830
Street Address23525 JOHN WALTER LN
CityCHAPTICO
StateMD
Zip20621-2314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionLOT 1 HARRY MILLER RD OFF HURRY-DYNARD RD
Legal SubdivisionLACEYS MINOR SUBDIVISION
Legal Lot Number1
JurisdictionST MARY'S MD
Township / Civil Division7, MILESTOWN
Census Block Group2
Census Block2007
Census Tract875300

Owner

Source: St. Mary's County assessment roll, APN 07-034830, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23525 JOHN WALTER LN, CHAPTICO, MD 20621-2314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 09, 2021 · Amount on Record
Deed SaleFeb 09, 2021 · Amount on Record
Deed Book / Page5640 / 263
Record UpdatedSep 20, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateFeb 09, 2021
Property Address23525 JOHN WALTER LN, CHAPTICO, MD 20621-2314
Document Number0056400263
Book / Page5640 / 263
Map ReferenceMB MRB 22 FO 42
Instrument DateJan 29, 2021
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyBRIDGEVIEW TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address23525 JOHN WALTER LN, CHAPTICO, MD 20621-2314

Mortgage

Document Number5640270
DateFeb 09, 2021
Instrument5640/270
Lender
NameEQUITY RESOURCES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$308,800 (+13.21%)$323,400 (+15.67%) Land $122,500 Building $200,900
2025$3,252.00 (+5.65%) Homeowner's exemption
2023$3,078.00$272,767$279,600 Land $117,500 Building $162,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), as of May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2003–2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2007 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 6 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable
1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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