2352 Ridge Dr, Troy, MI 48098 Property Records

Oakland County property record for 2352 Ridge Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,149 sqft · built 1974
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Jun 2003)
Tax Bill$5,210 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-07-401-008

Property Details

APN / Parcel Number

Primary APN88-20-07-401-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,149 sqft Living Area
1st Floor Area1,899 sqft
Basement Area1,461 sqft
Unfinished Basement1,899 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeHip
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions150 ft deep x 91 ft wide
TerrainRolling
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2352 RIDGE DR
CityTROY
StateMI
Zip48098-2444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 7 WINDRIDGE SUB LOT 8
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionWINDRIDGE SUB
Legal Lot Number8
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1011
Census Tract196500

Owner

Source: Oakland County records · APN 88-20-07-401-008

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2352 RIDGE DR, TROY, MI 48098-2444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2003 · Amount on Record
Deed SaleJun 30, 2003 · Amount on Record
Prior SaleJun 12, 1996
Deed Document Number2003332600
Deed Book / Page29763 / 190
Prior Transfer DateMay 12, 1996
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2352 RIDGE DR, TROY, MI 48098-2444
Document Number0000158080
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedSep 02, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2352 RIDGE DR TROY MI 480982444, TROY, MI 48098-2444

Mortgage

Document Number0000158080
DateAug 10, 2020
Book Page054634/000178
Instrument158080
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 09, 2035

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2352 RIDGE DR, TROY, MI 48098-2444
Document Number0000107308
Instrument DateJun 28, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2352 RIDGE DR TROY MI 480982444, TROY, MI 48098-2444

Mortgage

Document Number0000107308
DateJul 05, 2019
Book Page052998/000181
Instrument107308
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 04, 2034

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,210.00 (-3.86%)
2023$450,740
2022$5,419.00$225,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimJan 1985 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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