23514 Denton St, Waterloo, NE 68069 Property Records

Douglas County property record for 23514 Denton St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,613 sqft · built 2005
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Sep 2019)
Tax Bill	$4,109 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`R1326470432`

Property Details

APN / Parcel Number

Primary APN	`R1326470432`
Alternative APNs	`2647 0432 13` `2647 1040 13` `R1326471040` `1326470432` `1326471040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area
Basement Area	1,653 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Gas Log
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2005
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Basement
Garage Area	920 sqft

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	25 sqft
Patio Area	313 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1326471040
Street Address	23514 DENTON ST
City	WATERLOO
State	NE
Zip	68069-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMES AT RIVER ROAD LOT 28 BLOCK 0 IRREG
Legal Subdivision	HOMES AT RIVER ROAD
Legal Lot Number	28
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2054
Census Tract	7508

Owner

23514 Denton St is owned and occupied by two individuals who bought it in September 2019.

Source: Douglas County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23514 DENTON ST, WATERLOO, NE 68069-3619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jul 6, 2011 · Amount on File
Deed Document Number	2019081645
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23514 DENTON ST, WATERLOO, NE 68069-3619
Transaction Type	Mortgage
Record Updated	Dec 1, 2023
Title Company	CHARTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125782
Date	Sep 23, 2021
Instrument	2021125782

Lender

Name	EXCHANGE BANK
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 30, 2019
Property Address	23514 DENTON ST, WATERLOO, NE 68069-3619
Document Number	2019081645
Instrument Date	Sep 27, 2019
Instrument	2019081645
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	ENCOMPASS T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23514 DENTON ST, WATERLOO, NE 68069-3619

Mortgage

Document Number	2019081646
Date	Sep 30, 2019
Instrument	2019081646

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,900 Land $30,000 Building $275,900	$305,900 Land $30,000 Building $275,900
2024	$4,109.00 (-7.66%)
2023	$4,450.00	$271,200 Land $30,000 Building $241,200	$271,200 Land $30,000 Building $241,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23514 Denton St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23514 Denton St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 71% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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