23514 Aldora Pl, Monroe, WA 98272 Property Records

Snohomish County property record for 23514 Aldora Pl, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,008 sqft · built 2017
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,000 (Nov 2022)
Tax Bill	$9,063 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6305-000-050-00`

Property Details

APN / Parcel Number

Primary APN	`6305-000-050-00`
Alternative APNs	`006305-000-050-00` `63050000500008` `351444`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,008 sqft Living Area
Gross Area	3,408 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	351444
Street Address	23514 ALDORA PL
City	MONROE
State	WA
Zip	98272-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	MOUNT FOREST DIV #1 BLK 000 D-00 - LOT 50 SUBJ ESE PUD
Legal Section	35
Legal Subdivision	MOUNT FOREST DIV #1
Legal Block	000 D
Legal Lot Number	50
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MALTBY
Census Block Group	2
Census Block	2018
Census Tract	52113

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23514 ALDORA PL, MONROE, WA 98272-9457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage TRISTAR FINANCE INC
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jan 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEATTLE CU
Feb 22, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEXBANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	2022519
Prior Transfer Date	Aug 24, 1995
Prior Transfer Doc	0000000258
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Nov 22, 2022
Property Address	23514 ALDORA PL, MONROE, WA 98272-9457
Document Number	0000000519
Map Reference	VOL 29 PG 76&77
Instrument Date	Nov 18, 2022
Instrument	202211220519
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,533.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23514 ALDORA PL, MONROE, WA 98272-9457

Mortgage

Document Number	0000000520
Date	Nov 22, 2022
Instrument	202211220520

Lender

Name	TRISTAR FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	23514 ALDORA PL, MONROE, WA 98272-9457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000171
Date	Mar 6, 2019
Instrument	201903060171

Lender

Name	UMPQUA BANK
Type	Bank
Address	BELLEVUE, WA 98004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	23514 ALDORA PL, MONROE, WA 98272-9457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000096
Date	Jan 2, 2018
Instrument	201801020096

Lender

Name	UMPQUA BANK
Type	Bank
Address	LA MESA, CA 91942

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	23514 ALDORA PL, MONROE, WA 98272-9457
Document Number	0000000705
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	23514 ALDORA PL MONROE WA 982729457, MONROE, WA 98272-9457

Mortgage

Document Number	0000000705
Date	Jul 21, 2020
Instrument	202007210705

Lender

Name	SEATTLE CU
Address	SEATTLE, WA 98134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Feb 22, 2017
Property Address	23514 ALDORA PL, MONROE, WA 98272-9457
Document Number	0000000643
Instrument Date	Feb 21, 2017
Instrument	201702220643
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 2, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,088.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	23514 ALDORA PL MONROE WA 98272, MONROE, WA 98272

Mortgage

Document Number	644
Date	Feb 22, 2017
Instrument	201702220644

Lender

Name	NEXBANK SSB
Type	Federal Savings Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,063.00 (+2.12%)	$1,152,500 (-3.02%) Land $447,700 Building $704,800	$1,152,500 (-3.02%) Land $447,700 Building $704,800
2023	$8,875.00 (+6.24%)	$1,188,400 (+34.56%) Land $450,000 Building $738,400	$1,188,400 (+34.56%) Land $450,000 Building $738,400
2022	$8,354.00	$883,200 Land $250,000 Building $633,200	$883,200 Land $250,000 Building $633,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS VALLEY WATER DISTRICT serves 24,695 people · EPA ID WA5316270
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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