23511 Country Dr E, Graham, WA 98338 Property Records

Pierce County property record for 23511 Country Dr E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,662 sqft · built 1980
Lot Size	1.07 acres (47,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,131 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`904400-0-310`

Property Details

APN / Parcel Number

Primary APN	`904400-0-310`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,662 sqft Living Area
Gross Area	3,350 sqft
1st Floor Area	1,709 sqft
Upper Floors Area	1,109 sqft
Basement Area	1,641 sqft
Finished Basement	953 sqft
Unfinished Basement	688 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	47,000 sqft
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Deck Area	377 sqft
Patio Area	377 sqft
Shed	1 Shed
Shed Area	953 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	23511 COUNTRY DR E
City	GRAHAM
State	WA
Zip	98338-8639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 18 TOWNSHIP 18 RANGE 05 QUARTER 42 COUNTRY DIV 1, THE: COUNTRY DIV 1, THE L 31 EASE OF RECORD
Legal Range	05
Legal Township	18
Legal Section	18
Legal Subdivision	COUNTRY DIV 1, THE
Legal Lot Number	31
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4016
Census Tract	73118

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23511 COUNTRY DR E, GRAHAM, WA 98338-8639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MTG FIN'L
Sep 24, 2019	Intrafamily Transfer, Transfer · FHA Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019
Deed Sale	Sep 24, 2019
Prior Sale	Apr 12, 2013 · Amount on Record
Deed Document Number	2019319
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	0000000319
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23511 COUNTRY DR E, GRAHAM, WA 98338-8639
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002200219
Date	Feb 20, 2024
Instrument	202402200219

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23511 COUNTRY DR E, GRAHAM, WA 98338-8639
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010200099
Date	Oct 20, 2022
Instrument	202210200099

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23511 COUNTRY DR E, GRAHAM, WA 98338-8639
Document Number	2008031102
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23511 COUNTRY DR E GRAHAM WA 983388639, GRAHAM, WA 98338-8639

Mortgage

Document Number	2008031102
Date	Aug 3, 2020
Instrument	202008031102

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	100 PHOENIX DR, ANN ARBOR, MI 48108-2635

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Sep 24, 2019
Property Address	23511 COUNTRY DR E, GRAHAM, WA 98338-8639
Document Number	0009240319
Map Reference	MB 51 PG 21-26
Instrument Date	Sep 19, 2019
Instrument	201909240319
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23511 COUNTRY DR E, GRAHAM, WA 98338-8639

Mortgage

Document Number	0009240320
Date	Sep 24, 2019
Instrument	201909240320

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,000 (+7.18%) Land $214,000 Building $322,000	$536,000 (+7.18%) Land $214,000 Building $322,000
2025	$6,131.00 (+3.09%)
2024	$5,947.00 (-4.97%)	$500,100 (-7.92%) Land $186,900 Building $313,200	$500,100 (-7.92%) Land $186,900 Building $313,200
2023	$6,258.00	$543,100 Land $209,000 Building $334,100	$543,100 Land $209,000 Building $334,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY/ELDORADO WATER SYSTEM serves 915 people · EPA ID WA5315522
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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