San Diego County property record for 23511 Carmena Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,720 sqft · built 1982 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $512,500 (Dec 2017) |
| Tax Bill | $7,106 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-382-22-00 |
| Primary APN | 288-382-22-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,720 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 23511 CARMENA RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 201 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 201 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20810 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 23511 CARMENA RD, RAMONA, CA 92065-4209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 26, 2017 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 26, 2017 | Quit Claim Deed, Transfer LAWYERS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2017 · Amount on Record |
| Deed Sale | Dec 26, 2017 · Amount on Record |
| Prior Sale | Jan 5, 2005 · Amount on Record |
| Deed Document Number | 2017607484 |
| Last Transfer Date | Jul 8, 2020 |
| Transfer Doc | 0000372547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23511 CARMENA RD, RAMONA, CA 92065-4209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000403723 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2018-0403723 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23511 CARMENA RD, RAMONA, CA 92065-4209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 23511 CARMENA RD, RAMONA, CA 92065-4209 |
| Document Number | 0000839186 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-0839186 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 13, 2020 |
| Property Address | 23511 CARMENA RD, RAMONA, CA 92065-4209 |
| Document Number | 0000372547 |
| Map Reference | MAP 7519 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 2020-0372547 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 23511 CARMENA RD, RAMONA, CA 92065-4209 |
| Document Number | 0000372548 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2020-0372548 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 26, 2017 |
| Property Address | 23511 CARMENA RD, RAMONA, CA 92065-4209 |
| Document Number | 0000607484 |
| Map Reference | MAP7519 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 2017-0607484 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 23511 CARMENA RD, RAMONA, CA 92065-4209 |
| Document Number | 0000607485 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 2017-0607485 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 26, 2017 |
| Property Address | 23511 CARMENA RD, RAMONA, CA 92065-4209 |
| Document Number | 0000607483 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 607483 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2840 E TUNNEL RD PRESCOTT AZ 86303, PRESCOTT, AZ 86303 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $594,792 (+2%) Land $206,194 Building $388,598 | |
| 2025 | $7,106.00 (+6.7%) Homeowner's exemption | $583,130 (+4.04%) Land $202,151 Building $380,979 |
| 2023 | $6,660.00 (-1.48%) Homeowner's exemption | $560,488 Land $194,302 Building $366,186 |
| 2022 | $6,760.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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