23510 Scotia Rd, Oak Park, MI 48237 Property Records

Oakland County property record for 23510 Scotia Rd, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,017 sqft · built 1951
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2025)
Tax Bill	$3,815 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-29-404-012`

Property Details

APN / Parcel Number

Primary APN	`52-25-29-404-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,017 sqft Living Area
1st Floor Area	1,005 sqft
Basement Area	1,005 sqft
Unfinished Basement	1,005 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	129 ft deep x 54 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23510 SCOTIA RD
City	OAK PARK
State	MI
Zip	48237-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 29 OAK PARK SUB S 54 FT OF N 108 FT OF LOT 574
Legal Range	11E
Legal Township	01N
Legal Section	29
Legal Subdivision	OAK PARK SUB
Legal Lot Number	574
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2006
Census Tract	171200

Owner

23510 Scotia Rd is owned and occupied by an individual who bought it in October 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5201 HEATHER DR, R101, DEARBORN, MI 48126-4142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 31, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	2025131480
Deed Book / Page	60628 / 121
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23510 SCOTIA RD, OAK PARK, MI 48237-2159
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23510 SCOTIA RD, OAK PARK, MI 48237-2159
Investor	Possibly a Property Investor

Mortgage

Document Number	0000186992
Date	Jul 28, 2021
Book Page	56618/564
Instrument	186992

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Sep 1, 2048

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 15, 2025
Property Address	23510 SCOTIA RD, OAK PARK, MI 48237-2159
Document Number	0000131480
Book / Page	60628 / 121
Map Reference	LB 11 PG 10&11
Instrument Date	Oct 10, 2025
Instrument	131480
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2375 DERBY RD, TROY, MI 48084-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 HEATHER DR # R101, R101, DEARBORN, MI 48126-4142

Mortgage

Document Number	0060629393
Date	Oct 15, 2025
Instrument	60629/393

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 31, 2018
Property Address	23510 SCOTIA RD, OAK PARK, MI 48237-2159
Document Number	0000144538
Book / Page	52143 / 00346
Map Reference	LB 11 PG 10&11
Instrument Date	Aug 9, 2018
Instrument	144538
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24007 ROANOKE AVE, 24007, OAK PARK, MI 48237-1834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23510 SCOTIA RD, OAK PARK, MI 48237-2159
Investor	Possibly a Property Investor

Mortgage

Document Number	0000144539
Date	Aug 31, 2018
Instrument	144539

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23510 Scotia Rd was $3,815 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,815.00 (+1.79%) Homeowner's exemption	$107,900 (+1.51%) Land $17,800 Building $90,100	$215,800 (+1.51%) Land $35,600 Building $180,200
2024	$3,748.00 (+9.53%) Homeowner's exemption	$106,300 (+7.05%) Land $16,700 Building $89,600	$212,600 (+7.05%) Land $33,400 Building $179,200
2023	$3,422.00 (+4.01%) Homeowner's exemption	$99,300 Land $14,700 Building $84,600	$198,600 Land $29,400 Building $169,200
2022	$3,290.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23510 Scotia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23510 Scotia Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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