2351 Spruce Knob Ter, Frederick, MD 21702 Property Records

Frederick County property record for 2351 Spruce Knob Ter, Frederick, MD 21702

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.03 acres (1,334 sqft)
Owner	Individual Name on Record
Last Sale	$417,940 (Mar 2024)
Tax Bill	$1,438 (2023)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-604745`

Property Details

APN / Parcel Number

Primary APN	`02-604745`
Alternative APN	`604745`

Exterior

Lot Area	1,334 sqft (0.03 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	604745
Street Address	2351 SPRUCE KNOB TER
City	FREDERICK
State	MD
Zip	21702-1669
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 130 SECTION 1 PL 1,334 SQ FT SYCAMORE RIDGE
Legal Lot Number	130
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3009
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2351 SPRUCE KNOB TER, FREDERICK, MD 21702-1669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Sep 7, 2023	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Sep 7, 2023 · Amount on Record
Deed Document Number	0016805231
Deed Book / Page	16805 / 231
Record Updated	Jun 7, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 25, 2024
Property Address	2351 SPRUCE KNOB TER, FREDERICK, MD 21702-1669
Document Number	0168050231
Book / Page	16805 / 231
Map Reference	MB 108 PG 3
Instrument Date	Mar 21, 2024
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	NOT AVAILABLE, DOMA TITLE INSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,044.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2351 SPRUCE KNOB TER, FREDERICK, MD 21702-1669

Mortgage

Document Number	0016805242
Date	Mar 25, 2024
Instrument	16805/242

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 7, 2023
Property Address	2351 SPRUCE KNOB TER, FREDERICK, MD 21702-1669
Document Number	0165910171
Book / Page	16591 / 171
Map Reference	MB 108 PG 3&4
Instrument Date	Sep 6, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 ALBERT EINSTEIN DR STE 200, 200, COLUMBIA, MD 21046-3375
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,438.00	$80,000 Land $80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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