2351 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2351 Panoramic Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,535 sqft · built 2020
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Company Names on Record
Last Sale	$478,245 (Oct 2020)
Tax Bill	$6,288 (2025)
Deeds & Mortgages	Dec 2023 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-21-28-8917-00-540`

Property Details

APN / Parcel Number

Primary APN	`19-21-28-8917-00-540`
Alternative APNs	`282119891700540` `205277` `209550` `213566`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,535 sqft Living Area
Gross Area	3,715 sqft
1st Floor Area	2,535 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Garage Type	Attached
Garage Area	770 sqft
Porch	Florida Room
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2351 PANORAMIC CIR
City	APOPKA
State	FL
Zip	32703-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-ES-GT
Legal Description	VISTAS AT WATERS EDGE PHASE 1 96/4 LOT 54
Legal Range	28E
Legal Township	21S
Legal Section	19
Legal Subdivision	VISTAS AT WATERS EDGE PH 1
Legal Phase	1
Legal Lot Number	54
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1089
Census Tract	17901

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2351 PANORAMIC CIR, APOPKA, FL 32703-9258
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 28, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	2020563414
Last Transfer Date	Dec 8, 2023
Transfer Doc	0000711176
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 11, 2023
Property Address	2351 PANORAMIC CIR, APOPKA, FL 32703-9258
Document Number	0000711176
Map Reference	MB 96 PG 4
Instrument Date	Dec 8, 2023
Instrument	20230711176
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2351 PANORAMIC CIR, APOPKA, FL 32703-9258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2351 PANORAMIC CIR, APOPKA, FL 32703-9258

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 28, 2020
Property Address	2351 PANORAMIC CIR, APOPKA, FL 32703-9258
Document Number	0000563414
Instrument Date	Oct 26, 2020
Instrument	563414
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 9, 2020
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,348.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2351 PANORAMIC CIR APOPKA FL 327039258, APOPKA, FL 32703-9258

Mortgage

Document Number	563415
Date	Oct 28, 2020
Instrument	563415

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,142 (+2.7%)	$554,300 (-1.17%) Land $100,000 Building $454,300
2025	$6,288.00 (+1.63%) Homeowner's exemption	$431,492 (+5.99%)	$560,870 (+10.9%) Land $100,000 Building $460,870
2024	$6,187.00 (+6.86%)
2023	$5,790.00 (+3.73%) Homeowner's exemption	$407,117 (+3%)	$505,750 (+18.77%) Land $100,000 Building $405,750
2022	$5,582.00 Homeowner's exemption	$395,259	$425,832 Land $85,000 Building $340,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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