2351 NW 45th Ln, Gainesville, FL 32605 Property Records

Alachua County property record for 2351 NW 45th Ln, Gainesville, FL 32605

Property Summary

Property Type	Zero Lot Line
Details	2 bd · 2 ba · 1,068 sqft · built 1983
Lot Size	0.03 acres (1,307 sqft)
Owner	Owner Name on File
Last Sale	$86,900 (Feb 2004)
Tax Bill	$758 (2024)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06077-100-039`

Property Details

APN / Parcel Number

Primary APN	`06077-100-039`
Alternative APN	`00521810000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Heated Area
1st Floor Area	1,068 sqft
Utility Area	24 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Porch	Open Porch
Porch Area	104 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	00521810000
Street Address	2351 NW 45TH LN
City	GAINESVILLE
State	FL
Zip	32605-1252
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PD
Legal Description	TOWNHOMES AT THE LAKES MINOR S/D BOOK 1 PAGE 11 UNIT 39 OR 2863/0552
Legal Range	19E
Legal Township	09S
Legal Section	24
Legal Subdivision	MINOR S/D
Legal Lot Number	39
Legal Unit	39
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	5
Census Block	5000
Census Tract	1202

Owner

The current owner of 2351 NW 45th Ln bought it in February 2004.

Source: Alachua County records, as of January 9, 2026

Owner of Record	Owner Name on File
Mailing Address	2351 NW 45TH LN, GAINESVILLE, FL 32605-1252
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2004 · Amount on File
Deed Sale	Feb 9, 2004 · Amount on File
Prior Sale	Aug 5, 1998 · Amount on File
Deed Document Number	0002853552
Deed Book / Page	2853 / 552
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	2351 NW 45TH LN, GAINESVILLE, FL 32605-1252
Document Number	0047980636
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2351 NW 45TH LN GAINESVILLE FL 326051252, GAINESVILLE, FL 32605-1252

Mortgage

Document Number	0047980636
Date	Jul 29, 2020
Book Page	004798/000636
Instrument	3273507

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,561	$148,483 Land $67,000 Building $81,483
2024	$758.00 (+0.53%)
2023	$754.00 (+3.86%) Homeowner's exemption Senior Citizen's exemption	$60,915 (+3%)	$115,401 (+6.37%) Land $47,000 Building $68,401
2022	$726.00 Homeowner's exemption	$59,140	$108,494 Land $47,000 Building $61,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2351 NW 45th Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2351 NW 45th Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, IQ Fiber, Pavlov Media.

Nearby Properties on NW 45th Ln

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