2351 Gingko Dr, Sumter, SC 29150 Property Records

Sumter County property record for 2351 Gingko Dr, Sumter, SC 29150 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,519 sqft · built 1978
Lot Size	0.429 acres (18,700 sqft)
Owner	2 Individual Names on File
Last Sale	$327,000 (Apr 2024)
Tax Bill	$2,207 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`204-07-02-016`

Property Details

APN / Parcel Number

Primary APN	`204-07-02-016`
Alternative APN	`25526`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,519 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	2,519 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,700 sqft (0.429 acres)
Lot Dimensions	170 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered/Finished Porch
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	86 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25526
Street Address	2351 GINGKO DR
City	SUMTER
State	SC
Zip	29150-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 Z39-458 110 FT PB90-565
Legal Subdivision	SUNWAY KNOLLS
Legal Lot Number	36
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1010
Census Tract	902

Owner

Source: Sumter County records · APN 204-07-02-016

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2351 GINGKO DR, SUMTER, SC 29150-2343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 12, 2020	Grant Deed, Transfer · Conventional with PMI GATEWAY MTG
Aug 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Book / Page	1325 / 5068
Prior Transfer Date	Aug 15, 2018
Prior Transfer Doc	0012472755
Record Updated	Jun 08, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 15, 2024
Property Address	2351 GINGKO DR, SUMTER, SC 29150-2343
Document Number	0013255068
Book / Page	1325 / 5068
Map Reference	MB PB90 PG 565
Instrument Date	Apr 12, 2024
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$850.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2351 GINGKO DR, SUMTER, SC 29150-2343

Mortgage

Document Number	0013255071
Date	Apr 15, 2024
Instrument	1325-5071

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	2351 GINGKO DR, SUMTER, SC 29150-2343
Transaction Type	Mortgage
Record Updated	May 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012444114
Date	May 25, 2018
Book Page	1244/4114

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 12, 2020
Property Address	2351 GINGKO DR, SUMTER, SC 29150-2343
Document Number	0012762090
Book / Page	001276 / 002090
Instrument Date	Nov 05, 2020
Transaction Type	Transfer
Record Updated	Dec 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$958.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2351 GINGKO DR SUMTER SC 291502343, SUMTER, SC 29150-2343

Mortgage

Document Number	12762095
Date	Nov 12, 2020
Book Page	001276/002095

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 16, 2018
Property Address	2351 GINGKO DR, SUMTER, SC 29150-2343
Document Number	0012472755
Book / Page	001247 / 002755
Instrument Date	Aug 15, 2018
Transaction Type	Transfer
Record Updated	Sep 05, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2351 GINGKO DR SUMTER SC 291502343, SUMTER, SC 29150-2343

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00 (+20.14%)	$11,540 (+15.17%) Land $1,100 Building $10,440	$288,505 (+15.16%) Land $27,500 Building $261,005
2023	$1,837.00 (+0.38%)	$10,020 (-) Land $1,100 Building $8,920	$250,519 (-) Land $27,500 Building $223,019
2022	$1,830.00	$10,020 Land $1,100 Building $8,920	$250,519 Land $27,500 Building $223,019

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850009021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	29 (1998–2020)
Claims Outside the SFHA	7 of 29
Most Recent Claim	Sep 2020, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 22 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Telephone Cooperative, Inc. (SC)	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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