Polk County property record for 2351 E 40th Ct, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,166 sqft · built 1935 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,500 (Oct 2024) |
| Tax Bill | $3,542 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-28-376-012 |
| Primary APN | 7923-28-376-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| Gross Area | 1,417 sqft |
| 1st Floor Area | 864 sqft |
| Attic Area | 302 sqft |
| Basement Area | 251 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 192 sqft |
| Canopy | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2351 E 40TH CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 191 FOUR MILE |
| Legal Range | 23W |
| Legal Township | 79N |
| Legal Section | 28 |
| Legal Subdivision | FOUR MILE |
| Legal Lot Number | 191 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 102 |
2351 E 40th Ct is owned and occupied by an individual who bought it in October 2024.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2351 E 40TH CT, DES MOINES, IA 50317-5637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SVGS BK |
| Jun 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOUSING FIN AUTH |
| Jul 2, 2020 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Oct 11, 2019 | Warranty Deed, Transfer · Line of Credit NORTHWEST BANK |
| Oct 19, 2017 | Loan Modification, Mortgage NORTHWEST BK |
| Jan 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 22, 2017 | Warranty Deed, Transfer · Construction Mortgage NORTHWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on File |
| Deed Sale | Oct 9, 2024 · Amount on File |
| Prior Sale | Jul 2, 2020 · Amount on File |
| Deed Document Number | 2024-00052758 |
| Deed Book / Page | 19937 / 162 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2351 E 40TH CT, DES MOINES, IA 50317-5637 |
| Document Number | 0000040481 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000040481 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 018118/000788 |
| Instrument | 40481 |
| Name | LINCOLN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ANKENY, IA 50023 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 8, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2351 E 40TH CT, DES MOINES, IA 50317-5637 |
| Document Number | 0000001134 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2351 E 40TH CT DES MOINES IA 503175637, DES MOINES, IA 50317-5637 |
| Document Number | 0000001134 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 017927/000789 |
| Instrument | 1134 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | DES MOINES, IA 50315 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 2, 2020 |
| Property Address | 2351 E 40TH CT, DES MOINES, IA 50317-5637 |
| Document Number | 202000001132 |
| Book / Page | 17927 / 777 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2020-00001132 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 10TH ST STE 1300, 1300, DES MOINES, IA 50309-3616 |
| Document Number | 202000001133 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020-00001133 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Number | 0000001134 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 17927/789 |
| Instrument | 2020-00001134 |
| Name | IOWA FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Oct 11, 2019 |
| Property Address | 2351 E 40TH CT, DES MOINES, IA 50317-5637 |
| Document Number | 201900033450 |
| Book / Page | 17540 / 0173 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 2019-00033450 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2351 E 40TH CT, DES MOINES, IA 50317-5637 |
| Document Number | 201900033452 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019-00033452 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2351 E 40TH CT, DES MOINES, IA 50317-5637 |
| Document Number | 0000035220 |
| Book / Page | 016698 / 000345 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2600 71ST ST URBANDALE IA 503224710, URBANDALE, IA 50322-4710 |
| Document Number | 0000035220 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 016698/000345 |
| Instrument | 35220 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 25, 2018 |
| Property Address | 2351 E 40TH CT, DES MOINES, IA 50317-5637 |
| Document Number | 0000059120 |
| Book / Page | 016801 / 000601 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 59120 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6721 NORTHWEST DR WINDSOR HEIGHTS IA 503245933, WINDSOR HEIGHTS, IA 50324-5933 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 22, 2017 |
| Property Address | 2351 E 40TH CT, DES MOINES, IA 50317-5637 |
| Document Number | 201600106503 |
| Book / Page | 16532 / 0930 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 2016-00106503 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2600 71ST ST, URBANDALE, IA 50322-4710 |
| Document Number | 201600106505 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 16532/0936 |
| Instrument | 2016-00106505 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,800 Land $29,900 Building $169,900 | $199,800 Land $29,900 Building $169,900 | |
| 2024 | $3,542.00 | ||
| 2023 | $176,400 Land $26,000 Building $150,400 | $176,400 Land $26,000 Building $150,400 | |
| 2020 | $3,342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2351 E 40th Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2351 E 40th Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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