23509 Forest St, Oak Park, MI 48237 Property Records

Oakland County property record for 23509 Forest St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 892 sqft · built 1920
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$107,700 (Oct 2020)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2023 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-28-331-024`

Property Details

APN / Parcel Number

Primary APN	`52-25-28-331-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	892 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	144 ft deep x 82.5 ft wide
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	147 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23509 FOREST ST
City	OAK PARK
State	MI
Zip	48237-2372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 28 OAK PARK SUB N 1/2 OF LOT 134 & ALL OF LOT 135
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	OAK PARK SUB
Legal Lot Number	134-135
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	1
Census Block	1001
Census Tract	171200

Owner

23509 Forest St is owned and occupied by two individuals who acquired it in June 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 5, 2023	Intrafamily Transfer, Transfer
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jun 4, 2018	Warranty Deed, Transfer ABSTRACT TITLE AGENCY
May 22, 2018	Quit Claim Deed, Transfer ABSTRACT TITLE AGENCY
Dec 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Jun 4, 2018 · Amount on File
Deed Document Number	2020225523
Deed Book / Page	55081 / 197
Last Transfer Date	Jun 1, 2023
Transfer Doc	0000060698
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23509 FOREST ST, OAK PARK, MI 48237-2372

Mortgage

Document Number	0000016507
Date	Feb 20, 2024
Book Page	59174/7
Instrument	16507

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 5, 2023
Property Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Document Number	0000060698
Book / Page	58646 / 631
Map Reference	LB 11 PG 10
Instrument Date	Jun 1, 2023
Instrument	60698
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23509 FOREST ST, OAK PARK, MI 48237-2372

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23509 FOREST ST, OAK PARK, MI 48237-2372

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23509 FOREST ST, OAK PARK, MI 48237-2372

Mortgage

Document Number	0000171353
Date	Aug 26, 2020
Book Page	54724/98
Instrument	171353

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181299
Date	Oct 30, 2019
Book Page	53445/00326
Instrument	181299

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Document Number	0000034763
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23509 FOREST ST OAK PARK MI 482372372, OAK PARK, MI 48237-2372

Mortgage

Document Number	0000034763
Date	Mar 15, 2019
Book Page	052648/000415
Instrument	34763

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Document Number	0000034762
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23509 FOREST ST OAK PARK MI 482372372, OAK PARK, MI 48237-2372

Mortgage

Document Number	0000034762
Date	Mar 15, 2019
Book Page	052648/000405
Instrument	34762

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 4, 2018
Property Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Document Number	0000091621
Book / Page	51867 / 00771
Map Reference	LB 11 PG 10
Instrument Date	May 2, 2018
Instrument	91621
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ABSTRACT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1026 E 11 MILE RD # 202, 1026, ROYAL OAK, MI 48067-1694

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	652 11 MILE RD, BERKLEY, MI 48072-3027

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 22, 2018
Property Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Document Number	0000084885
Book / Page	051833 / 000210
Instrument Date	Apr 25, 2018
Instrument	84885
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ABSTRACT TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1026 E 11 MILE RD #202 ROYAL OAK MI 480671970, 202, ROYAL OAK, MI 48067-1970

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2017
Property Address	23509 FOREST ST, OAK PARK, MI 48237-2372
Document Number	0000230748
Book / Page	051399 / 000170
Instrument Date	Dec 18, 2017
Instrument	230748
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23509 FOREST ST OAK PARK MI 482372372, OAK PARK, MI 48237-2372

Tax Assessment & Valuation

The 2025 property tax bill for 23509 Forest St was $3,578 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,578.00 (+1.79%) Homeowner's exemption	$110,500 Land $28,000 Building $82,500	$221,000 Land $56,000 Building $165,000
2024	$3,515.00
2023		$94,400 Land $19,200 Building $75,200	$188,800 Land $38,400 Building $150,400
2022	$3,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23509 Forest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23509 Forest St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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