23505 E Waterloo Rd, Luther, OK 73054 Property Records

Logan County property record for 23505 E Waterloo Rd, Luther, OK 73054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,338 sqft · built 2000
Lot Size	5.82 acres (253,824 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Aug 2026)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111340-000000-000000`

Property Details

APN / Parcel Number

Primary APN	`111340-000000-000000`
Alternative APNs	`420035588` `0035588`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,338 sqft Living Area
1st Floor Area	2,636 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	253,824 sqft (5.82 acres)
Garage Type	Attached
Garage Area	931 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0035588
Street Address	23505 E WATERLOO RD
City	LUTHER
State	OK
Zip	73054-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-15N-01E TR SE4; COM AT THE SW/C SE4; S 89D0950 E ALONG THE S LINE OF SE4 989.32 TO THE POB; N 0D1244 E 659.30; S 89D0801 E 330.71 TO THE NW/C SW4 SE4 SE4; S 0D30 00 W 659.10 TO THE SW/C SW4 SE4 SE4; N 89D0950 W ALONG THE SOUTH LINE OF SE4 327.40 T
Legal Range	01E
Legal Township	15N
Legal Section	34
Jurisdiction	LOGAN OK
Township / Civil Division	EAST LOGAN
Census Block Group	3
Census Block	3078
Census Tract	600600

Owner

Source: Logan County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23505 E WATERLOO RD, LUTHER, OK 73054-8145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORPORATION
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Oct 1, 2018	Quit Claim Deed, Transfer AMROCK INC
Oct 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Deed Document Number	20269313
Deed Book / Page	3544 / 572
Prior Transfer Date	Oct 26, 2011
Prior Transfer Doc	0022790219
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN OK
Recording Date	Aug 27, 2026
Property Address	23505 E WATERLOO RD, LUTHER, OK 73054-8145
Document Number	0000009313
Book / Page	3544 / 572
Instrument Date	Aug 25, 2026
Instrument	20269313
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23505 E WATERLOO RD, LUTHER, OK 73054-8145

Mortgage

Document Number	0000009314,
Date	Aug 27, 2026
Instrument	20269314

Lender

Name	GATEWAY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	23505 E WATERLOO RD, LUTHER, OK 73054-8145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029690210
Date	Aug 18, 2020
Book Page	2969/210
Instrument	2020-008310

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN OK
Recording Date	Oct 1, 2018
Property Address	23505 E WATERLOO RD, LUTHER, OK 73054-8145
Document Number	0028250538
Book / Page	002825 / 000538
Instrument Date	Sep 17, 2018
Instrument	9149
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23505 E WATERLOO RD LUTHER OK 730548145, LUTHER, OK 73054-8145

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN OK
Recording Date	Oct 1, 2018
Property Address	23505 E WATERLOO RD, LUTHER, OK 73054-8145
Document Number	0028250518
Book / Page	002825 / 000518
Instrument Date	Sep 17, 2018
Instrument	9147
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23505 E WATERLOO RD LUTHER OK 730548145, LUTHER, OK 73054-8145

Mortgage

Document Number	28250521
Date	Oct 1, 2018
Book Page	002825/000521
Instrument	9148

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Logan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Logan County
Unified School District	Luther Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,228 (+5%) Land $6,833 Building $38,395	$411,162 (-2.8%) Land $62,115 Building $349,047
2025	$3,930.00	$43,074 (+5%) Land $6,833 Building $36,241	$423,014 (-1.11%) Land $62,115 Building $360,899
2024	$3,930.00 (+14.88%)	$41,024 (+5%) Land $6,833 Building $34,191	$427,773 (+20.44%) Land $62,115 Building $365,658
2023	$3,421.00	$39,070 Land $6,833 Building $32,237	$355,179 Land $62,115 Building $293,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 40% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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