23501 Oak Ter, Cassopolis, MI 49031 Property Records

Cass County property record for 23501 Oak Ter, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 852 sqft · built 1930
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Feb 2019)
Tax Bill	$871 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-040-140-078-01`

Property Details

APN / Parcel Number

Primary APN	`14-040-140-078-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	852 sqft Building Perimeter
1st Floor Area	852 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	12,197 sqft (0.28 acres)
Garage Area	276 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	23501 OAK TER
City	CASSOPOLIS
State	MI
Zip	49031-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	682-3 LOTS 78 79 & 82 & W HAF LOT 81 KELSEY LAKE TERRACE.
Legal Subdivision	KELSY LAKE TERRACE
Legal Block	4
Legal Lot Number	81
Legal Unit	1
Jurisdiction	CASS MI
Township / Civil Division	LAGRANGE
Census Block Group	4
Census Block	4003
Census Tract	2100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23501 OAK TER, CASSOPOLIS, MI 49031-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Feb 14, 2019	Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Feb 13, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Book / Page	1151 / 207
Prior Transfer Date	May 21, 2013
Prior Transfer Doc	1060/2194
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	23501 OAK TER, CASSOPOLIS, MI 49031-9727
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23501 OAK TERRANCE, CASSOPOLIS, MI 49031

Mortgage

Document Number	01205/2285
Date	Oct 19, 2021
Book Page	1205/2285

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Mar 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MI
Recording Date	Feb 14, 2019
Property Address	23501 OAK TER, CASSOPOLIS, MI 49031-9727
Document Number	01151/0207
Book / Page	1151 / 0207
Map Reference	LB 1D PG 10
Instrument Date	Feb 5, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$447.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9190 PRIORITY WAY WEST DR, 9190, INDIANAPOLIS, IN 46240-6426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23501 OAK TER, CASSOPOLIS, MI 49031-9727

Mortgage

Document Number	0001151210
Date	Feb 14, 2019
Instrument	1151/210

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CASS MI
Recording Date	Feb 13, 2018
Property Address	23501 OAK TER, CASSOPOLIS, MI 49031-9727
Document Number	1135/1363
Book / Page	1135 / 1363
Map Reference	LB ID PG10
Instrument Date	Jan 3, 2018
Transaction Type	Foreclosure
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$75.35
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9190 PRIORITY WAY WEST DR, INDIANAPOLIS, IN 46240-6426

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	LaGrange Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,500 (+1.28%) Land $47,500	$95,000 (+1.28%) Land $95,000
2025	$871.00 (+2.11%) Homeowner's exemption	$46,900 (+2.63%) Land $46,900	$93,800 (+2.63%) Land $93,800
2024	$853.00 (+7.7%)
2023		$45,700	$91,400
2022	$792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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