235 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 235 Wordsworth St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 855 sqft · built 1925
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Apr 2017)
Tax Bill	$3,744 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-426-012`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-426-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	855 sqft Living Area
1st Floor Area	855 sqft
Basement Area	855 sqft
Finished Basement	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	235 WORDSWORTH ST
City	FERNDALE
State	MI
Zip	48220-2596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 267, ALSO VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	STORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number	267
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1000
Census Tract	173500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage MICHIGAN EDUCATIONAL CU
Sep 2, 2025	Deed of Trust, Mortgage MICHIGAN EDUCATIONAL CU
Mar 11, 2021	Deed of Trust, Mortgage MICHIGAN EDUCATIONAL CU
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
Apr 4, 2017	Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Prior Sale	Jun 9, 1995 · Amount on File
Deed Document Number	201760803
Deed Book / Page	50529 / 550
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	FIDELITY NATIONAL TITLE, FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596

Mortgage

Document Number	20250156020
Date	Dec 11, 2025
Book Page	60780/322
Instrument	20250156020

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Amount	Amount on Record
Term	179 Months
Due	Oct 31, 2040

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIDELITY NATIONAL TITLE, FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596

Mortgage

Document Number	0000108296
Date	Sep 2, 2025
Book Page	60489/773
Instrument	108296

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 31, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596

Mortgage

Document Number	0000063675
Date	Mar 11, 2021
Book Page	55863/173
Instrument	63675

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2031

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096610
Date	Jun 17, 2019
Book Page	52936/00036
Instrument	96610

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 4, 2017
Property Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596
Document Number	0000060803
Book / Page	50529 / 00550
Map Reference	LB 8 PG 20
Instrument Date	Mar 31, 2017
Instrument	060803
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 WORDSWORTH ST, 235, FERNDALE, MI 48220-2596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WORDSWORTH ST, FERNDALE, MI 48220-2596

Mortgage

Document Number	0000060804
Date	Apr 4, 2017
Instrument	060804

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,744.00 (-2.7%) Homeowner's exemption	$108,630 (+10.41%)	$217,260 (+10.41%)
2024	$3,848.00 (+5.95%)
2023		$98,390	$196,780
2021	$3,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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