235 Winter Walk Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 235 Winter Walk Dr, Gaithersburg, MD 20878

Property Summary

Property TypeTownhouse
Details3.5 ba · 3,019 sqft · built 1999
Lot Size0.082 acres (3,588 sqft)
Owner2 Individual Names on File
Last Sale$595,000 (Jun 2018)
Tax Bill$8,908 (2025)
Deeds & MortgagesApr 2020 Mortgage
Sep 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-03238904

Property Details

APN / Parcel Number

Primary APN09-03238904
Alternative APN
  • 03238904

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,019 sqft Living Area
Gross Area3,235 sqft
1st Floor Area1,176 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,588 sqft (0.082 acres)
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area20 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03238904
Street Address235 WINTER WALK DR
CityGAITHERSBURG
StateMD
Zip20878-7804
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMXD
Legal DescriptionQUINCE ORCHARD PARK
Legal SubdivisionQUINCE ORCHARD PARK
Legal BlockE
Legal Lot Number53
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group3
Census Block3001
Census Tract700829

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the NIST Historic District
listed 2021 · 28 contributing resources · NRIS 100006800

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

235 Winter Walk Dr, a townhouse, is owned and occupied by two individuals who bought it in June 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address235 WINTER WALK DR, GAITHERSBURG, MD 20878-7804
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOPONE MORTGAGE INC
Sep 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOPONE MORTGAGE INC
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOPONE MORTGAGE INC
Jun 5, 2018Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2018 · Amount on File
Deed SaleJun 5, 2018 · Amount on File
Prior SaleOct 5, 2009 · Amount on File
Deed Book / Page56123 / 329
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address235 WINTER WALK DR, GAITHERSBURG, MD 20878-7804
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyK K TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0593590124
DateApr 10, 2020
Book Page59359/124
Lender
NameTOPONE MORTGAGE INC
TypeMortgage Company
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address235 WINTER WALK DR, GAITHERSBURG, MD 20878-7804
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyEQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0581000326
DateSep 3, 2019
Book Page58100/326
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address235 WINTER WALK DR, GAITHERSBURG, MD 20878-7804
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyK K TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0598950238
DateJun 23, 2020
Book Page59895/238
Lender
NameTOPONE MORTGAGE INC
TypeMortgage Company
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address235 WINTER WALK DR, GAITHERSBURG, MD 20878-7804
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 WINTER WALK DR, GAITHERSBURG, MD 20878-7804

Mortgage

Document Number0640280053
DateSep 15, 2021
Book Page64028/53
Lender
NameTOPONE MORTGAGE INC
TypeMortgage Company
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJun 5, 2018
Property Address235 WINTER WALK DR, GAITHERSBURG, MD 20878-7804
Document Number0561230329
Book / Page56123 / 329
Map ReferenceMB190 PL20861
Instrument DateApr 6, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyLANDMARK TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,437.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 WINTER WALK DR, GAITHERSBURG, MD 20878-7804

Mortgage

Document Number0056123339
DateJun 5, 2018
Instrument56123/339
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 235 Winter Walk Dr was $8,908.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$699,200 (+6.39%) Land $245,900 Building $453,300$699,200 (-) Land $245,900 Building $453,300
2025$8,908.00$657,200$699,200 Land $245,900 Building $453,300
2023$573,200 Land $245,900 Building $327,300$573,200 Land $245,900 Building $327,300
2022$6,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Winter Walk Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Winter Walk Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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