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235 White Oak, Cartwright, OK 74731 Property Records

Bryan County property record for 235 White Oak, Cartwright, OK 74731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,322 sqft · built 2013
Lot Size0.915 acres (39,895 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (May 2012)
Tax Bill$2,771 (2025)
Deeds & MortgagesJul 2021 Reverse Mortgage
Mar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN38787

Property Details

APN / Parcel Number

Primary APN38787
Alternative APN
  • 0221-00-000-078-0-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,322 sqft Living Area
1st Floor Area2,322 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area39,895 sqft (0.915 acres)
Lot Dimensions203 ft deep x 196 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area643 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number38787
Street Address235 WHITE OAK
CityCARTWRIGHT
StateOK
Zip74731-2923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN OAKS PHASE III LT 78
Legal Range07E
Legal Township08S
Legal Section10
Legal SubdivisionGREEN OAKS III
Legal PhaseIII
Legal Lot Number78
JurisdictionBRYAN OK
Township / Civil DivisionCOLBERT
Census Block Group3
Census Block3025
Census Tract796600

Owner

235 White Oak is owned and occupied by an individual who acquired it in March 2024.

Source: Bryan County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address235 WHITE OAK, CARTWRIGHT, OK 74731-2923
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Mar 1, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2012 · Amount on File
Deed SaleMay 23, 2012 · Amount on File
Deed Document Number2012651306
Deed Book / Page1310 / 767
Last Transfer DateMar 1, 2024
Transfer Doc01655/1081
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRYAN OK
Property Address235 WHITE OAK, CARTWRIGHT, OK 74731-2923
Transaction TypeMortgage
Record UpdatedMar 14, 2024
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 WHITE OAK, CARTWRIGHT, OK 74731-2923

Mortgage

Document Number001566/466
DateJul 6, 2021
Book Page1566/466
Instrument2021-735250
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term964 Months
DueNov 21, 2101
Interest
Rate TypeAdjustable Rate
Rate1.63%
Change FrequencyMonthly
Index1-Year CMT
Max Rate6.63%

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRYAN OK
Recording DateMar 1, 2024
Property Address235 WHITE OAK, CARTWRIGHT, OK 74731-2923
Document Number01655/1081
Book / Page1655 / 1081
Instrument DateDec 31, 2023
InstrumentI-2024-761983
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address235 WHITE OAK, CARTWRIGHT, OK 74731-2923

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 WHITE OAK, CARTWRIGHT, OK 74731-2923

Tax Assessment & Valuation

The 2025 property tax bill for 235 White Oak was $2,771 with a homeowner's exemption, up 3% from the year before.

Source: Bryan County assessment roll, as of December 4, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyBryan County
Unified School DistrictColbert Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,221 (+3%) Land $2,200 Building $35,021$338,378 (-10.66%) Land $20,000 Building $318,378
2025$2,771.00 (+3.05%) Homeowner's exemption$36,137 (+3%) Land $2,200 Building $33,937$378,774 (+1.26%) Land $20,000 Building $358,774
2024$2,689.00 (+1.13%) Homeowner's exemption$35,085 (+3%) Land $2,200 Building $32,885$374,046 (+6.68%) Land $20,000 Building $354,046
2023$2,659.00 Homeowner's exemption$34,063 Land $2,200 Building $31,863$350,626 Land $20,000 Building $330,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 White Oak in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 24, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 White Oak is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRYAN COUNTY RURAL WATER DISTRICT #5
serves 8,325 people · EPA ID OK3000704
Water SourcePurchased surface water from DURANT UTILITIES AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2023
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Cherokee Communications
DSL		25 / 3

May also be available: Nextlink, Rise Broadband, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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