235 Waterloo Ave, Berwyn, PA 19312 Property Records

Chester County property record for 235 Waterloo Ave, Berwyn, PA 19312

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,402 sqft · built 1970
Lot Size	0.818 acres (35,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$611,000 (Sep 2020)
Tax Bill	$1,183 (2026)
Deeds & Mortgages	Jan 2019 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-2-203.1`

Property Details

APN / Parcel Number

Primary APN	`55-2-203.1`
Alternative APNs	`5502 02030100` `5502 0203`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,402 sqft Living Area
Gross Area	2,826 sqft
Basement Area	424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	35,628 sqft (0.818 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	235 WATERLOO AVE
City	BERWYN
State	PA
Zip	19312-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 1 & DWG
Legal Subdivision	FRANK A MCCLATCHY PROP
Legal Lot Number	1
Jurisdiction	CHESTER PA
Township / Civil Division	EASTTOWN
Census Block Group	2
Census Block	2036
Census Tract	300201

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 WATERLOO AVE, BERWYN, PA 19312-1738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Sep 16, 2020	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	202011762310
Deed Book / Page	10276 / 123
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	235 WATERLOO AVE, BERWYN, PA 19312-1738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WATERLOO AVE, BERWYN, PA 19312-1738

Mortgage

Document Number	0098651440
Date	Jan 2, 2019
Book Page	9865/1440
Instrument	11646309

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Sep 16, 2020
Property Address	235 WATERLOO AVE, BERWYN, PA 19312-1738
Document Number	0102760123
Book / Page	10276 / 123
Instrument Date	Aug 6, 2020
Instrument	11762310
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	DEVON ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	235 WATERLOO AVE, BERWYN, PA 19312-1738

Mortgage

Document Number	0011762311
Date	Sep 16, 2020
Instrument	11762311

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Easttown Township
Unified School District	Tredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,183.00 (-89.37%)	$298,380 (-) Land $105,280 Building $193,100	$298,380 (-) Land $105,280 Building $193,100
2024	$11,129.00	$298,380 Land $105,280 Building $193,100
1998			$298,380 Land $105,280 Building $193,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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