235 W Oak St, Saint Clair, MO 63077 Property Records

Franklin County property record for 235 W Oak St, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,292 sqft · built 1940
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Tax Bill	$834 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Mar 2020 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-7-35.0-1-002-160.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-35.0-1-002-160.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Patio Area	493 sqft

Location & Zoning

Street Address	235 W OAK ST
City	SAINT CLAIR
State	MO
Zip	63077-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT5&PT VAC ALLEY CEDAR CREST ADDN
Legal Range	1W
Legal Township	42N
Legal Section	35
Legal Subdivision	CEDAR CREST (LOC 22)
Legal Lot Number	5
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1020
Census Tract	800903

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 W OAK ST, SAINT CLAIR, MO 63077-1344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Warranty Deed, Transfer · Conventional Mortgage WILSON REALTY INC
Mar 4, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE
Jul 1, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jul 16, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025
Deed Sale	Feb 5, 2025
Prior Sale	Dec 28, 2022
Deed Document Number	2025270
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 5, 2025
Property Address	235 W OAK ST, SAINT CLAIR, MO 63077-1344
Document Number	0002501270
Map Reference	PB C PG 40
Instrument Date	Jan 27, 2025
Instrument	2501270
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 W OAK ST, SAINT CLAIR, MO 63077-1344

Mortgage

Document Number	0002501271
Date	Feb 5, 2025
Instrument	2501271

Lender

Name	WILSON REALTY INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	8%

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 4, 2020
Property Address	235 W OAK ST, SAINT CLAIR, MO 63077-1344
Document Number	0000003120
Instrument Date	Feb 13, 2020
Instrument	3120
Transaction Type	Foreclosure
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	235 W OAK ST ST CLAIR MO 630771344, ST CLAIR, MO 63077-1344

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 1, 2019
Property Address	235 W OAK ST, SAINT CLAIR, MO 63077-1344
Document Number	0000008171
Instrument Date	Jun 28, 2019
Instrument	8171
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 W OAK ST ST CLAIR MO 630771344, ST CLAIR, MO 63077-1344

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 16, 2018
Property Address	235 W OAK ST, SAINT CLAIR, MO 63077-1344
Document Number	0000009789
Instrument Date	Jun 14, 2018
Instrument	9789
Transaction Type	Foreclosure
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	235 W OAK ST ST CLAIR MO 630771344, ST CLAIR, MO 63077-1344

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$834.00 (+18.47%)	$12,388 (+9.62%)	$65,200 (+9.62%) Land $8,320 Building $56,880
2023	$704.00 (+2.92%)	$11,301 (+1.76%)	$59,480 (+1.76%) Land $8,320 Building $51,160
2022	$684.00	$11,106
2021			$58,450 Land $8,320 Building $50,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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